docs: add root monorepo README

README.md

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+# OpenClaw Setups Monorepo
+
+This repository contains two OpenClaw setup variants:
+
+- `openclaw-setup-max/`: Local + paid model workflow (manual/scheduled paid/free switching, Ollama fallback, budget guard).
+- `openclaw-setup-copilot/`: Copilot-first workstation template (Copilot guardrails, profile scheduling, auth/policy watchdogs).
+
+## Which Folder Should I Use?
+
+- Use `openclaw-setup-max/` if you want a local-first setup with optional paid model usage.
+- Use `openclaw-setup-copilot/` if the target machine should run primarily on a Copilot account with strict guardrails.
+
+## Quick Start
+
+### Max setup
+
+```bash
+cd /Volumes/Data/openclaw-setups/openclaw-setup-max
+cat README.md
+```
+
+Primary docs:
+- `openclaw-setup-max/README.md`
+- `openclaw-setup-max/PRD.md`
+
+### Copilot setup
+
+```bash
+cd /Volumes/Data/openclaw-setups/openclaw-setup-copilot
+cat README.md
+```
+
+Primary docs:
+- `openclaw-setup-copilot/README.md`
+- `openclaw-setup-copilot/PRD.md`
+- `openclaw-setup-copilot/docs/operations/AI_SETUP_HANDOFF.md`
+- `openclaw-setup-copilot/docs/operations/WORK_SETUP_CHECKLIST.md`
+
+## Repository Structure
+
+- `openclaw-setup-max/`
+- `openclaw-setup-copilot/`
+
+Inside each setup folder:
+- `AGENTS.md`: runtime/agent rules for that setup
+- `README.md`: operator guide
+- `PRD.md`: requirements and design intent
+- `setup/`: bootstrap scripts
+- `scripts/`: daily operations and guard installers
+- `config/`: editable JSON policies/profiles/schedules
+- `docs/context/`: persona and context files
+- `docs/operations/`: runbooks and troubleshooting
+- `memory/`: retained session notes
+
+## Git Workflow
+
+- Default collaboration branch: `develop`
+- Current remote: `origin` (`ssh://git@192.168.1.128:220/TopDogLabs/OpenClaw-Setup.git`)
+
+Standard flow:
+
+```bash
+git checkout develop
+git pull --rebase
+# make changes
+git add .
+git commit -m "your message"
+git push
+```