diff --git a/CasinoKit/Sources/CasinoKit/Models/CasinoGameState.swift b/CasinoKit/Sources/CasinoKit/Models/CasinoGameState.swift
index 7ca36a8..5ec1b00 100644
--- a/CasinoKit/Sources/CasinoKit/Models/CasinoGameState.swift
+++ b/CasinoKit/Sources/CasinoKit/Models/CasinoGameState.swift
@@ -140,8 +140,10 @@ public extension CasinoGameState {
     /// 5. Save data
     func performResetGame() {
         // 1. End current session FIRST while balance still shows actual state
+        // Use .brokeOut if balance is 0, otherwise .manualEnd
         if currentSession != nil {
-            endCurrentSession(reason: .manualEnd)
+            let reason: SessionEndReason = balance <= 0 ? .brokeOut : .manualEnd
+            endCurrentSession(reason: reason)
         }
         
         // 2. Reset balance to starting balance
diff --git a/CasinoKit/Sources/CasinoKit/Models/Session/SessionManager.swift b/CasinoKit/Sources/CasinoKit/Models/Session/SessionManager.swift
index b3c270d..203e157 100644
--- a/CasinoKit/Sources/CasinoKit/Models/Session/SessionManager.swift
+++ b/CasinoKit/Sources/CasinoKit/Models/Session/SessionManager.swift
@@ -75,12 +75,23 @@ extension SessionManagedGame {
     }
     
     /// Starts a new session.
+    /// 
+    /// This uses the current `balance` as the session's starting balance. If you need to
+    /// start fresh with the default starting balance from settings, call `endSessionAndStartNew()`
+    /// instead, which properly resets the balance before creating the new session.
     public func startNewSession() {
         // End current session if exists
         if currentSession != nil {
             endCurrentSession(reason: .manualEnd)
         }
         
+        // If balance is 0 or below minimum bet, reset to starting balance from settings.
+        // This handles the case where the player went broke and the app was restarted
+        // before they clicked "Play Again".
+        if balance <= 0 {
+            balance = startingBalance
+        }
+        
         // Create new session with current settings
         currentSession = GameSession<Stats>(
             gameStyle: currentGameStyle,