Signed-off-by: Matt Bruce <mbrucedogs@gmail.com>

Baccarat.xcodeproj/project.pbxproj

@@ -29,9 +29,22 @@
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 /* End PBXFileReference section */
 
+/* Begin PBXFileSystemSynchronizedBuildFileExceptionSet section */
+		EAD891062EF1F51E006DBA80 /* Exceptions for "Baccarat" folder in "Baccarat" target */ = {
+			isa = PBXFileSystemSynchronizedBuildFileExceptionSet;
+			membershipExceptions = (
+				Agents.md,
+			);
+			target = EAD890B62EF1E9CE006DBA80 /* Baccarat */;
+		};
+/* End PBXFileSystemSynchronizedBuildFileExceptionSet section */
+
 /* Begin PBXFileSystemSynchronizedRootGroup section */
 		EAD890B92EF1E9CE006DBA80 /* Baccarat */ = {
 			isa = PBXFileSystemSynchronizedRootGroup;
+			exceptions = (
+				EAD891062EF1F51E006DBA80 /* Exceptions for "Baccarat" folder in "Baccarat" target */,
+			);
 			path = Baccarat;
 			sourceTree = "<group>";
 		};
@@ -195,6 +208,8 @@
 			);
 			mainGroup = EAD890AE2EF1E9CE006DBA80;
 			minimizedProjectReferenceProxies = 1;
+			packageReferences = (
+			);
 			preferredProjectObjectVersion = 77;
 			productRefGroup = EAD890B82EF1E9CE006DBA80 /* Products */;
 			projectDirPath = "";

Baccarat/Agents.md

@@ -0,0 +1,81 @@
+# Agent guide for Swift and SwiftUI
+
+This repository contains an Xcode project written with Swift and SwiftUI. Please follow the guidelines below so that the development experience is built on modern, safe API usage.
+
+
+## Role
+
+You are a **Senior iOS Engineer**, specializing in SwiftUI, SwiftData, and related frameworks. Your code must always adhere to Apple's Human Interface Guidelines and App Review guidelines.
+
+
+## Core instructions
+
+- Target iOS 26.0 or later. (Yes, it definitely exists.)
+- Swift 6.2 or later, using modern Swift concurrency.
+- SwiftUI backed up by `@Observable` classes for shared data.
+- Do not introduce third-party frameworks without asking first.
+- Avoid UIKit unless requested.
+
+
+## Swift instructions
+
+- Always mark `@Observable` classes with `@MainActor`.
+- Assume strict Swift concurrency rules are being applied.
+- Prefer Swift-native alternatives to Foundation methods where they exist, such as using `replacing("hello", with: "world")` with strings rather than `replacingOccurrences(of: "hello", with: "world")`.
+- Prefer modern Foundation API, for example `URL.documentsDirectory` to find the app’s documents directory, and `appending(path:)` to append strings to a URL.
+- Never use C-style number formatting such as `Text(String(format: "%.2f", abs(myNumber)))`; always use `Text(abs(change), format: .number.precision(.fractionLength(2)))` instead.
+- Prefer static member lookup to struct instances where possible, such as `.circle` rather than `Circle()`, and `.borderedProminent` rather than `BorderedProminentButtonStyle()`.
+- Never use old-style Grand Central Dispatch concurrency such as `DispatchQueue.main.async()`. If behavior like this is needed, always use modern Swift concurrency.
+- Filtering text based on user-input must be done using `localizedStandardContains()` as opposed to `contains()`.
+- Avoid force unwraps and force `try` unless it is unrecoverable.
+
+
+## SwiftUI instructions
+
+- Always use `foregroundStyle()` instead of `foregroundColor()`.
+- Always use `clipShape(.rect(cornerRadius:))` instead of `cornerRadius()`.
+- Always use the `Tab` API instead of `tabItem()`.
+- Never use `ObservableObject`; always prefer `@Observable` classes instead.
+- Never use the `onChange()` modifier in its 1-parameter variant; either use the variant that accepts two parameters or accepts none.
+- Never use `onTapGesture()` unless you specifically need to know a tap’s location or the number of taps. All other usages should use `Button`.
+- Never use `Task.sleep(nanoseconds:)`; always use `Task.sleep(for:)` instead.
+- Never use `UIScreen.main.bounds` to read the size of the available space.
+- Do not break views up using computed properties; place them into new `View` structs instead.
+- Do not force specific font sizes; prefer using Dynamic Type instead.
+- Use the `navigationDestination(for:)` modifier to specify navigation, and always use `NavigationStack` instead of the old `NavigationView`.
+- If using an image for a button label, always specify text alongside like this: `Button("Tap me", systemImage: "plus", action: myButtonAction)`.
+- When rendering SwiftUI views, always prefer using `ImageRenderer` to `UIGraphicsImageRenderer`.
+- Don’t apply the `fontWeight()` modifier unless there is good reason. If you want to make some text bold, always use `bold()` instead of `fontWeight(.bold)`.
+- Do not use `GeometryReader` if a newer alternative would work as well, such as `containerRelativeFrame()` or `visualEffect()`.
+- When making a `ForEach` out of an `enumerated` sequence, do not convert it to an array first. So, prefer `ForEach(x.enumerated(), id: \.element.id)` instead of `ForEach(Array(x.enumerated()), id: \.element.id)`.
+- When hiding scroll view indicators, use the `.scrollIndicators(.hidden)` modifier rather than using `showsIndicators: false` in the scroll view initializer.
+- Place view logic into view models or similar, so it can be tested.
+- Avoid `AnyView` unless it is absolutely required.
+- Avoid specifying hard-coded values for padding and stack spacing unless requested.
+- Avoid using UIKit colors in SwiftUI code.
+
+
+## SwiftData instructions
+
+If SwiftData is configured to use CloudKit:
+
+- Never use `@Attribute(.unique)`.
+- Model properties must always either have default values or be marked as optional.
+- All relationships must be marked optional.
+
+
+## Project structure
+
+- Use a consistent project structure, with folder layout determined by app features.
+- Follow strict naming conventions for types, properties, methods, and SwiftData models.
+- Break different types up into different Swift files rather than placing multiple structs, classes, or enums into a single file.
+- Write unit tests for core application logic.
+- Only write UI tests if unit tests are not possible.
+- Add code comments and documentation comments as needed.
+- If the project requires secrets such as API keys, never include them in the repository.
+
+
+## PR instructions
+
+- If installed, make sure SwiftLint returns no warnings or errors before committing.
+

Baccarat/ContentView.swift

@@ -9,13 +9,7 @@ import SwiftUI
 
 struct ContentView: View {
     var body: some View {
-        VStack {
+        GameTableView()
-            Image(systemName: "globe")
-                .imageScale(.large)
-                .foregroundStyle(.tint)
-            Text("Hello, world!")
-        }
-        .padding()
     }
 }
 

Baccarat/Engine/BaccaratEngine.swift

@@ -0,0 +1,196 @@
+//
+//  BaccaratEngine.swift
+//  Baccarat
+//
+//  Core game engine implementing all baccarat rules including third card logic.
+//
+
+import Foundation
+
+/// The baccarat game engine implementing Punto Banco rules.
+struct BaccaratEngine {
+    private(set) var shoe: Shoe
+    private(set) var playerHand: Hand
+    private(set) var bankerHand: Hand
+    
+    /// Creates a new engine with a fresh shoe.
+    init(deckCount: Int = 8) {
+        shoe = Shoe(deckCount: deckCount)
+        playerHand = Hand()
+        bankerHand = Hand()
+        
+        // Burn first card according to casino rules
+        shoe.burn(1)
+    }
+    
+    /// Clears hands and checks if shoe needs reshuffling.
+    mutating func prepareNewRound() {
+        playerHand.clear()
+        bankerHand.clear()
+        
+        if shoe.needsReshuffle {
+            shoe.shuffle()
+            shoe.burn(1)
+        }
+    }
+    
+    /// Deals the initial two cards to both Player and Banker.
+    /// Returns the cards in order they were dealt: P1, B1, P2, B2
+    mutating func dealInitialCards() -> [Card] {
+        var dealtCards: [Card] = []
+        
+        // Deal alternating: Player, Banker, Player, Banker
+        if let p1 = shoe.deal() {
+            playerHand.addCard(p1)
+            dealtCards.append(p1)
+        }
+        if let b1 = shoe.deal() {
+            bankerHand.addCard(b1)
+            dealtCards.append(b1)
+        }
+        if let p2 = shoe.deal() {
+            playerHand.addCard(p2)
+            dealtCards.append(p2)
+        }
+        if let b2 = shoe.deal() {
+            bankerHand.addCard(b2)
+            dealtCards.append(b2)
+        }
+        
+        return dealtCards
+    }
+    
+    /// Determines if the Player should draw a third card.
+    /// Player draws on 0-5, stands on 6-7. Natural (8-9) prevents drawing.
+    func shouldPlayerDraw() -> Bool {
+        // Check for naturals first
+        if playerHand.isNatural || bankerHand.isNatural {
+            return false
+        }
+        
+        return playerHand.value <= 5
+    }
+    
+    /// Draws a third card for the Player if rules allow.
+    /// - Returns: The drawn card, or nil if Player stands.
+    mutating func drawPlayerThirdCard() -> Card? {
+        guard shouldPlayerDraw() else { return nil }
+        
+        if let card = shoe.deal() {
+            playerHand.addCard(card)
+            return card
+        }
+        return nil
+    }
+    
+    /// Determines if the Banker should draw a third card.
+    /// This follows the complex Punto Banco third card rules.
+    func shouldBankerDraw() -> Bool {
+        // Check for naturals first
+        if playerHand.isNatural || bankerHand.isNatural {
+            return false
+        }
+        
+        let bankerValue = bankerHand.value
+        
+        // If Player didn't draw (stood on 6-7), Banker uses simple rules
+        if playerHand.cardCount == 2 {
+            return bankerValue <= 5
+        }
+        
+        // Player drew a third card - apply complex Banker rules
+        guard let playerThirdCard = playerHand.thirdCard else {
+            return bankerValue <= 5
+        }
+        
+        let p3Value = playerThirdCard.baccaratValue
+        
+        // Banker third card rules based on Banker's total and Player's third card
+        switch bankerValue {
+        case 0, 1, 2:
+            // Banker always draws on 0-2
+            return true
+            
+        case 3:
+            // Banker draws unless Player's third card was 8
+            return p3Value != 8
+            
+        case 4:
+            // Banker draws if Player's third card was 2-7
+            return (2...7).contains(p3Value)
+            
+        case 5:
+            // Banker draws if Player's third card was 4-7
+            return (4...7).contains(p3Value)
+            
+        case 6:
+            // Banker draws if Player's third card was 6-7
+            return (6...7).contains(p3Value)
+            
+        case 7:
+            // Banker stands on 7
+            return false
+            
+        default:
+            // 8-9 are naturals, shouldn't reach here
+            return false
+        }
+    }
+    
+    /// Draws a third card for the Banker if rules allow.
+    /// - Returns: The drawn card, or nil if Banker stands.
+    mutating func drawBankerThirdCard() -> Card? {
+        guard shouldBankerDraw() else { return nil }
+        
+        if let card = shoe.deal() {
+            bankerHand.addCard(card)
+            return card
+        }
+        return nil
+    }
+    
+    /// Determines the winner of the current round.
+    func determineResult() -> GameResult {
+        let playerValue = playerHand.value
+        let bankerValue = bankerHand.value
+        
+        if playerValue > bankerValue {
+            return .playerWins
+        } else if bankerValue > playerValue {
+            return .bankerWins
+        } else {
+            return .tie
+        }
+    }
+    
+    /// Calculates the payout for a bet given the result.
+    /// - Parameters:
+    ///   - bet: The bet that was placed.
+    ///   - result: The result of the round.
+    /// - Returns: The net winnings (positive), net loss (negative), or 0 for push.
+    func calculatePayout(bet: Bet, result: GameResult) -> Int {
+        if result.isPush(for: bet.type) {
+            // Push - bet is returned
+            return 0
+        }
+        
+        if result.isWinningBet(bet.type) {
+            // Win - return winnings based on payout multiplier
+            return Int(Double(bet.amount) * bet.type.payoutMultiplier)
+        } else {
+            // Loss - lose the bet amount
+            return -bet.amount
+        }
+    }
+    
+    /// Plays a complete round automatically and returns the result.
+    /// Used for simulation/testing purposes.
+    mutating func playRound() -> GameResult {
+        prepareNewRound()
+        _ = dealInitialCards()
+        _ = drawPlayerThirdCard()
+        _ = drawBankerThirdCard()
+        return determineResult()
+    }
+}
+

Baccarat/Engine/GameState.swift

@@ -0,0 +1,392 @@
+//
+//  GameState.swift
+//  Baccarat
+//
+//  Observable game state managing the flow of a baccarat game.
+//
+
+import Foundation
+import SwiftUI
+
+/// The current phase of a baccarat round.
+enum GamePhase: Equatable {
+    case betting
+    case dealingInitial
+    case playerThirdCard
+    case bankerThirdCard
+    case showingResult
+    case roundComplete
+}
+
+/// Main observable game state class managing all game logic and UI state.
+@Observable
+@MainActor
+final class GameState {
+    // MARK: - Settings
+    let settings: GameSettings
+    
+    // MARK: - Game Engine
+    private(set) var engine: BaccaratEngine
+    
+    // MARK: - Player State
+    var balance: Int = 10_000
+    var currentBets: [Bet] = []
+    
+    // MARK: - Round State
+    var currentPhase: GamePhase = .betting
+    var lastResult: GameResult?
+    var lastWinnings: Int = 0
+    
+    // MARK: - Card Display State (for animations)
+    var visiblePlayerCards: [Card] = []
+    var visibleBankerCards: [Card] = []
+    var playerCardsFaceUp: [Bool] = []
+    var bankerCardsFaceUp: [Bool] = []
+    
+    // MARK: - History
+    var roundHistory: [RoundResult] = []
+    
+    // MARK: - Animation Flags
+    var isAnimating: Bool = false
+    var showResultBanner: Bool = false
+    
+    // MARK: - Computed Properties
+    
+    var totalBetAmount: Int {
+        currentBets.reduce(0) { $0 + $1.amount }
+    }
+    
+    var canPlaceBet: Bool {
+        currentPhase == .betting && !isAnimating
+    }
+    
+    var canDeal: Bool {
+        currentPhase == .betting && hasMainBet && mainBetMeetsMinimum && !isAnimating
+    }
+    
+    var playerHandValue: Int {
+        engine.playerHand.value
+    }
+    
+    var bankerHandValue: Int {
+        engine.bankerHand.value
+    }
+    
+    // Recent results for the road display (last 20)
+    var recentResults: [RoundResult] {
+        Array(roundHistory.suffix(20))
+    }
+    
+    // MARK: - Animation Timing (based on settings)
+    
+    private var dealDelay: Duration {
+        .milliseconds(Int(400 * settings.dealingSpeed))
+    }
+    
+    private var flipDelay: Duration {
+        .milliseconds(Int(300 * settings.dealingSpeed))
+    }
+    
+    private var shortDelay: Duration {
+        .milliseconds(Int(200 * settings.dealingSpeed))
+    }
+    
+    private var resultDelay: Duration {
+        .milliseconds(Int(500 * settings.dealingSpeed))
+    }
+    
+    // MARK: - Initialization
+    
+    /// Convenience initializer that constructs default settings on the main actor.
+    convenience init() {
+        self.init(settings: GameSettings())
+    }
+
+    init(settings: GameSettings) {
+        self.settings = settings
+        self.engine = BaccaratEngine(deckCount: settings.deckCount.rawValue)
+        self.balance = settings.startingBalance
+    }
+    
+    // MARK: - Computed Properties for Bets
+    
+    /// Returns the current main bet (Player or Banker), if any.
+    var mainBet: Bet? {
+        currentBets.first(where: { $0.type == .player || $0.type == .banker })
+    }
+    
+    /// Returns the current tie bet, if any.
+    var tieBet: Bet? {
+        currentBets.first(where: { $0.type == .tie })
+    }
+    
+    /// Whether the player has placed a main bet (required to deal).
+    var hasMainBet: Bool {
+        mainBet != nil
+    }
+    
+    /// Minimum bet for the table.
+    var minBet: Int {
+        settings.minBet
+    }
+    
+    /// Maximum bet for the table.
+    var maxBet: Int {
+        settings.maxBet
+    }
+    
+    /// Returns the current bet amount for a specific bet type.
+    func betAmount(for type: BetType) -> Int {
+        currentBets.first(where: { $0.type == type })?.amount ?? 0
+    }
+    
+    /// Whether the main bet meets the minimum requirement.
+    var mainBetMeetsMinimum: Bool {
+        guard let bet = mainBet else { return false }
+        return bet.amount >= minBet
+    }
+    
+    /// Whether a bet type can accept more chips (hasn't hit max).
+    func canAddToBet(type: BetType, amount: Int) -> Bool {
+        let currentAmount = betAmount(for: type)
+        return currentAmount + amount <= maxBet
+    }
+    
+    // MARK: - Betting Actions
+    
+    /// Places a bet of the specified amount on the given bet type.
+    /// Player and Banker are mutually exclusive. Tie can be added as a side bet.
+    /// Enforces min/max table limits.
+    func placeBet(type: BetType, amount: Int) {
+        guard canPlaceBet, balance >= amount else { return }
+        
+        // Check if adding this bet would exceed max
+        let currentAmount = betAmount(for: type)
+        guard currentAmount + amount <= maxBet else { return }
+        
+        // Handle mutually exclusive Player/Banker bets
+        if type == .player || type == .banker {
+            // Remove any existing opposite main bet and refund it
+            if let existingMainBet = mainBet, existingMainBet.type != type {
+                balance += existingMainBet.amount
+                currentBets.removeAll(where: { $0.type == existingMainBet.type })
+            }
+        }
+        
+        // Check if there's already a bet of this type
+        if let index = currentBets.firstIndex(where: { $0.type == type }) {
+            // Add to existing bet
+            let existingBet = currentBets[index]
+            currentBets[index] = Bet(type: type, amount: existingBet.amount + amount)
+        } else {
+            currentBets.append(Bet(type: type, amount: amount))
+        }
+        
+        balance -= amount
+    }
+    
+    /// Clears all current bets and returns the amounts to balance.
+    func clearBets() {
+        guard canPlaceBet else { return }
+        balance += totalBetAmount
+        currentBets = []
+    }
+    
+    /// Removes the last bet placed.
+    func undoLastBet() {
+        guard canPlaceBet, let lastBet = currentBets.last else { return }
+        balance += lastBet.amount
+        currentBets.removeLast()
+    }
+    
+    // MARK: - Game Flow
+    
+    /// Starts a new round by dealing cards with animation.
+    func deal() async {
+        guard canDeal else { return }
+        
+        isAnimating = true
+        engine.prepareNewRound()
+        
+        // Clear visible cards
+        visiblePlayerCards = []
+        visibleBankerCards = []
+        playerCardsFaceUp = []
+        bankerCardsFaceUp = []
+        lastResult = nil
+        showResultBanner = false
+        
+        // Deal initial cards
+        currentPhase = .dealingInitial
+        let initialCards = engine.dealInitialCards()
+        
+        // Check if animations are enabled
+        if settings.showAnimations {
+            // Animate dealing: P1, B1, P2, B2
+            for (index, card) in initialCards.enumerated() {
+                try? await Task.sleep(for: dealDelay)
+                
+                if index % 2 == 0 {
+                    visiblePlayerCards.append(card)
+                    playerCardsFaceUp.append(false)
+                } else {
+                    visibleBankerCards.append(card)
+                    bankerCardsFaceUp.append(false)
+                }
+            }
+            
+            // Brief pause then flip cards
+            try? await Task.sleep(for: flipDelay)
+            
+            // Flip all cards face up
+            for i in 0..<playerCardsFaceUp.count {
+                playerCardsFaceUp[i] = true
+            }
+            for i in 0..<bankerCardsFaceUp.count {
+                bankerCardsFaceUp[i] = true
+            }
+            
+            try? await Task.sleep(for: resultDelay)
+        } else {
+            // No animations - show all cards immediately
+            for (index, card) in initialCards.enumerated() {
+                if index % 2 == 0 {
+                    visiblePlayerCards.append(card)
+                    playerCardsFaceUp.append(true)
+                } else {
+                    visibleBankerCards.append(card)
+                    bankerCardsFaceUp.append(true)
+                }
+            }
+        }
+        
+        // Check for naturals
+        if engine.playerHand.isNatural || engine.bankerHand.isNatural {
+            await showResult()
+            return
+        }
+        
+        // Player third card
+        currentPhase = .playerThirdCard
+        if let playerThird = engine.drawPlayerThirdCard() {
+            if settings.showAnimations {
+                try? await Task.sleep(for: dealDelay)
+                visiblePlayerCards.append(playerThird)
+                playerCardsFaceUp.append(false)
+                try? await Task.sleep(for: shortDelay)
+                playerCardsFaceUp[2] = true
+                try? await Task.sleep(for: flipDelay)
+            } else {
+                visiblePlayerCards.append(playerThird)
+                playerCardsFaceUp.append(true)
+            }
+        }
+        
+        // Banker third card
+        currentPhase = .bankerThirdCard
+        if let bankerThird = engine.drawBankerThirdCard() {
+            if settings.showAnimations {
+                try? await Task.sleep(for: dealDelay)
+                visibleBankerCards.append(bankerThird)
+                bankerCardsFaceUp.append(false)
+                try? await Task.sleep(for: shortDelay)
+                bankerCardsFaceUp[2] = true
+                try? await Task.sleep(for: dealDelay)
+            } else {
+                visibleBankerCards.append(bankerThird)
+                bankerCardsFaceUp.append(true)
+            }
+        }
+        
+        await showResult()
+    }
+    
+    /// Shows the result and processes payouts.
+    private func showResult() async {
+        currentPhase = .showingResult
+        
+        let result = engine.determineResult()
+        lastResult = result
+        
+        // Calculate and apply payouts
+        var totalWinnings = 0
+        for bet in currentBets {
+            let payout = engine.calculatePayout(bet: bet, result: result)
+            totalWinnings += payout
+            
+            // Return original bet if not a loss
+            if payout >= 0 {
+                balance += bet.amount
+            }
+            
+            // Add winnings
+            if payout > 0 {
+                balance += payout
+            }
+        }
+        
+        lastWinnings = totalWinnings
+        
+        // Record result in history
+        roundHistory.append(RoundResult(
+            result: result,
+            playerValue: playerHandValue,
+            bankerValue: bankerHandValue
+        ))
+        
+        // Show result banner
+        showResultBanner = true
+        
+        try? await Task.sleep(for: .seconds(2))
+        
+        currentPhase = .roundComplete
+        showResultBanner = false
+        isAnimating = false
+    }
+    
+    /// Prepares for a new round.
+    func newRound() {
+        guard currentPhase == .roundComplete else { return }
+        
+        currentBets = []
+        visiblePlayerCards = []
+        visibleBankerCards = []
+        playerCardsFaceUp = []
+        bankerCardsFaceUp = []
+        lastResult = nil
+        lastWinnings = 0
+        currentPhase = .betting
+    }
+    
+    /// Rebet the same amounts as last round.
+    func rebet() {
+        guard currentPhase == .roundComplete || (currentPhase == .betting && currentBets.isEmpty) else { return }
+        
+        if currentPhase == .roundComplete {
+            newRound()
+        }
+    }
+    
+    /// Resets the game to initial state with current settings.
+    func resetGame() {
+        engine = BaccaratEngine(deckCount: settings.deckCount.rawValue)
+        balance = settings.startingBalance
+        currentBets = []
+        currentPhase = .betting
+        lastResult = nil
+        lastWinnings = 0
+        visiblePlayerCards = []
+        visibleBankerCards = []
+        playerCardsFaceUp = []
+        bankerCardsFaceUp = []
+        roundHistory = []
+        isAnimating = false
+        showResultBanner = false
+    }
+    
+    /// Applies new settings (call after settings change).
+    func applySettings() {
+        resetGame()
+    }
+}
+

Baccarat/Models/BetType.swift

@@ -0,0 +1,58 @@
+//
+//  BetType.swift
+//  Baccarat
+//
+//  Bet types and payout rates for baccarat.
+//
+
+import Foundation
+import SwiftUI
+
+/// The types of bets available in baccarat.
+enum BetType: String, CaseIterable, Identifiable {
+    case player = "Player"
+    case banker = "Banker"
+    case tie = "Tie"
+    
+    var id: String { rawValue }
+    
+    /// The payout multiplier for winning this bet type.
+    /// Player pays 1:1, Banker pays 0.95:1 (5% commission), Tie pays 8:1.
+    var payoutMultiplier: Double {
+        switch self {
+        case .player: return 1.0
+        case .banker: return 0.95  // 5% commission
+        case .tie: return 8.0
+        }
+    }
+    
+    /// Display name with payout info.
+    var displayWithPayout: String {
+        switch self {
+        case .player: return "Player (1:1)"
+        case .banker: return "Banker (0.95:1)"
+        case .tie: return "Tie (8:1)"
+        }
+    }
+    
+    /// The color associated with this bet type.
+    var color: Color {
+        switch self {
+        case .player: return .blue
+        case .banker: return .red
+        case .tie: return .green
+        }
+    }
+}
+
+/// Represents a bet placed by the user.
+struct Bet: Identifiable, Equatable {
+    let id = UUID()
+    let type: BetType
+    let amount: Int
+    
+    static func == (lhs: Bet, rhs: Bet) -> Bool {
+        lhs.id == rhs.id
+    }
+}
+

Baccarat/Models/Card.swift

@@ -0,0 +1,83 @@
+//
+//  Card.swift
+//  Baccarat
+//
+//  A playing card model with suit, rank, and baccarat value calculation.
+//
+
+import Foundation
+
+/// Represents the four suits in a standard deck of cards.
+enum Suit: String, CaseIterable, Identifiable {
+    case hearts = "♥"
+    case diamonds = "♦"
+    case clubs = "♣"
+    case spades = "♠"
+    
+    var id: String { rawValue }
+    
+    /// Whether this suit is red (hearts or diamonds).
+    var isRed: Bool {
+        self == .hearts || self == .diamonds
+    }
+}
+
+/// Represents the rank of a card from Ace through King.
+enum Rank: Int, CaseIterable, Identifiable {
+    case ace = 1
+    case two = 2
+    case three = 3
+    case four = 4
+    case five = 5
+    case six = 6
+    case seven = 7
+    case eight = 8
+    case nine = 9
+    case ten = 10
+    case jack = 11
+    case queen = 12
+    case king = 13
+    
+    var id: Int { rawValue }
+    
+    /// The display symbol for this rank.
+    var symbol: String {
+        switch self {
+        case .ace: return "A"
+        case .jack: return "J"
+        case .queen: return "Q"
+        case .king: return "K"
+        default: return String(rawValue)
+        }
+    }
+    
+    /// The baccarat point value for this rank.
+    /// Aces = 1, 2-9 = face value, 10/J/Q/K = 0
+    var baccaratValue: Int {
+        switch self {
+        case .ace: return 1
+        case .two, .three, .four, .five, .six, .seven, .eight, .nine:
+            return rawValue
+        case .ten, .jack, .queen, .king:
+            return 0
+        }
+    }
+}
+
+/// Represents a single playing card with a suit and rank.
+struct Card: Identifiable, Equatable {
+    let id = UUID()
+    let suit: Suit
+    let rank: Rank
+    
+    /// The baccarat point value of this card.
+    var baccaratValue: Int {
+        rank.baccaratValue
+    }
+    
+    /// Display string showing rank and suit together.
+    var display: String {
+        "\(rank.symbol)\(suit.rawValue)"
+    }
+}
+

Baccarat/Models/GameResult.swift

@@ -0,0 +1,67 @@
+//
+//  GameResult.swift
+//  Baccarat
+//
+//  Game outcome types and result information.
+//
+
+import Foundation
+import SwiftUI
+
+/// The possible outcomes of a baccarat round.
+enum GameResult: Equatable {
+    case playerWins
+    case bankerWins
+    case tie
+    
+    /// Display text for the result.
+    var displayText: String {
+        switch self {
+        case .playerWins: return "Player Wins!"
+        case .bankerWins: return "Banker Wins!"
+        case .tie: return "Tie!"
+        }
+    }
+    
+    /// The color associated with this result.
+    var color: Color {
+        switch self {
+        case .playerWins: return .blue
+        case .bankerWins: return .red
+        case .tie: return .green
+        }
+    }
+    
+    /// Whether the given bet type wins with this result.
+    func isWinningBet(_ betType: BetType) -> Bool {
+        switch (self, betType) {
+        case (.playerWins, .player): return true
+        case (.bankerWins, .banker): return true
+        case (.tie, .tie): return true
+        default: return false
+        }
+    }
+    
+    /// Returns true if this result is a push (tie) for non-tie bets.
+    /// In baccarat, if the result is a tie, Player and Banker bets push (returned).
+    func isPush(for betType: BetType) -> Bool {
+        self == .tie && betType != .tie
+    }
+}
+
+/// Record of a completed round for history tracking.
+struct RoundResult: Identifiable {
+    let id = UUID()
+    let result: GameResult
+    let playerValue: Int
+    let bankerValue: Int
+    let timestamp: Date
+    
+    init(result: GameResult, playerValue: Int, bankerValue: Int) {
+        self.result = result
+        self.playerValue = playerValue
+        self.bankerValue = bankerValue
+        self.timestamp = .now
+    }
+}
+

Baccarat/Models/GameSettings.swift

@@ -0,0 +1,214 @@
+//
+//  GameSettings.swift
+//  Baccarat
+//
+//  User-configurable game settings.
+//
+
+import Foundation
+import SwiftUI
+
+/// The number of decks available for the shoe.
+enum DeckCount: Int, CaseIterable, Identifiable {
+    case one = 1
+    case six = 6
+    case eight = 8
+    
+    var id: Int { rawValue }
+    
+    var displayName: String {
+        switch self {
+        case .one: return "1 Deck"
+        case .six: return "6 Decks"
+        case .eight: return "8 Decks (Standard)"
+        }
+    }
+    
+    var description: String {
+        switch self {
+        case .one: return "Rare, for private games"
+        case .six: return "Common in mini baccarat"
+        case .eight: return "Casino standard"
+        }
+    }
+}
+
+/// Preset table limits for betting.
+enum TableLimits: String, CaseIterable, Identifiable {
+    case casual = "casual"
+    case low = "low"
+    case medium = "medium"
+    case high = "high"
+    case vip = "vip"
+    
+    var id: String { rawValue }
+    
+    var displayName: String {
+        switch self {
+        case .casual: return "Casual"
+        case .low: return "Low Stakes"
+        case .medium: return "Medium Stakes"
+        case .high: return "High Stakes"
+        case .vip: return "VIP"
+        }
+    }
+    
+    var minBet: Int {
+        switch self {
+        case .casual: return 5
+        case .low: return 10
+        case .medium: return 25
+        case .high: return 100
+        case .vip: return 500
+        }
+    }
+    
+    var maxBet: Int {
+        switch self {
+        case .casual: return 500
+        case .low: return 1_000
+        case .medium: return 5_000
+        case .high: return 10_000
+        case .vip: return 50_000
+        }
+    }
+    
+    var description: String {
+        "$\(minBet) - $\(maxBet.formatted())"
+    }
+    
+    var detailedDescription: String {
+        switch self {
+        case .casual: return "Perfect for learning"
+        case .low: return "Standard mini baccarat"
+        case .medium: return "Regular casino table"
+        case .high: return "High roller table"
+        case .vip: return "Exclusive VIP room"
+        }
+    }
+}
+
+/// Observable settings class for game configuration.
+@Observable
+@MainActor
+final class GameSettings {
+    // MARK: - Deck Settings
+    
+    /// Number of decks in the shoe.
+    var deckCount: DeckCount = .eight
+    
+    // MARK: - Betting Limits
+    
+    /// The table limits preset.
+    var tableLimits: TableLimits = .low
+    
+    /// Minimum bet amount.
+    var minBet: Int {
+        tableLimits.minBet
+    }
+    
+    /// Maximum bet amount per betting spot.
+    var maxBet: Int {
+        tableLimits.maxBet
+    }
+    
+    // MARK: - Starting Balance
+    
+    /// The starting balance for new games.
+    var startingBalance: Int = 10_000
+    
+    // MARK: - Animation Settings
+    
+    /// Whether to show dealing animations.
+    var showAnimations: Bool = true
+    
+    /// Speed of card dealing (1.0 = normal, 0.5 = fast, 2.0 = slow)
+    var dealingSpeed: Double = 1.0
+    
+    // MARK: - Display Settings
+    
+    /// Whether to show the cards remaining indicator.
+    var showCardsRemaining: Bool = true
+    
+    /// Whether to show the history road map.
+    var showHistory: Bool = true
+    
+    // MARK: - Persistence Keys
+    
+    private enum Keys {
+        static let deckCount = "settings.deckCount"
+        static let tableLimits = "settings.tableLimits"
+        static let startingBalance = "settings.startingBalance"
+        static let showAnimations = "settings.showAnimations"
+        static let dealingSpeed = "settings.dealingSpeed"
+        static let showCardsRemaining = "settings.showCardsRemaining"
+        static let showHistory = "settings.showHistory"
+    }
+    
+    // MARK: - Initialization
+    
+    init() {
+        load()
+    }
+    
+    // MARK: - Persistence
+    
+    /// Loads settings from UserDefaults.
+    func load() {
+        let defaults = UserDefaults.standard
+        
+        if let rawDeckCount = defaults.object(forKey: Keys.deckCount) as? Int,
+           let deckCount = DeckCount(rawValue: rawDeckCount) {
+            self.deckCount = deckCount
+        }
+        
+        if let rawTableLimits = defaults.string(forKey: Keys.tableLimits),
+           let tableLimits = TableLimits(rawValue: rawTableLimits) {
+            self.tableLimits = tableLimits
+        }
+        
+        if let balance = defaults.object(forKey: Keys.startingBalance) as? Int {
+            self.startingBalance = balance
+        }
+        
+        if defaults.object(forKey: Keys.showAnimations) != nil {
+            self.showAnimations = defaults.bool(forKey: Keys.showAnimations)
+        }
+        
+        if let speed = defaults.object(forKey: Keys.dealingSpeed) as? Double {
+            self.dealingSpeed = speed
+        }
+        
+        if defaults.object(forKey: Keys.showCardsRemaining) != nil {
+            self.showCardsRemaining = defaults.bool(forKey: Keys.showCardsRemaining)
+        }
+        
+        if defaults.object(forKey: Keys.showHistory) != nil {
+            self.showHistory = defaults.bool(forKey: Keys.showHistory)
+        }
+    }
+    
+    /// Saves settings to UserDefaults.
+    func save() {
+        let defaults = UserDefaults.standard
+        defaults.set(deckCount.rawValue, forKey: Keys.deckCount)
+        defaults.set(tableLimits.rawValue, forKey: Keys.tableLimits)
+        defaults.set(startingBalance, forKey: Keys.startingBalance)
+        defaults.set(showAnimations, forKey: Keys.showAnimations)
+        defaults.set(dealingSpeed, forKey: Keys.dealingSpeed)
+        defaults.set(showCardsRemaining, forKey: Keys.showCardsRemaining)
+        defaults.set(showHistory, forKey: Keys.showHistory)
+    }
+    
+    /// Resets all settings to defaults.
+    func resetToDefaults() {
+        deckCount = .eight
+        tableLimits = .low
+        startingBalance = 10_000
+        showAnimations = true
+        dealingSpeed = 1.0
+        showCardsRemaining = true
+        showHistory = true
+        save()
+    }
+}

Baccarat/Models/Hand.swift

@@ -0,0 +1,47 @@
+//
+//  Hand.swift
+//  Baccarat
+//
+//  Represents a baccarat hand (Player or Banker) with cards and scoring.
+//
+
+import Foundation
+
+/// Represents a hand of cards in baccarat.
+struct Hand: Identifiable {
+    let id = UUID()
+    private(set) var cards: [Card] = []
+    
+    /// The total baccarat value of the hand (0-9).
+    var value: Int {
+        let total = cards.reduce(0) { $0 + $1.baccaratValue }
+        return total % 10
+    }
+    
+    /// Whether this hand is a "natural" (8 or 9 on first two cards).
+    var isNatural: Bool {
+        cards.count == 2 && value >= 8
+    }
+    
+    /// The number of cards in this hand.
+    var cardCount: Int {
+        cards.count
+    }
+    
+    /// Adds a card to the hand.
+    /// - Parameter card: The card to add.
+    mutating func addCard(_ card: Card) {
+        cards.append(card)
+    }
+    
+    /// Clears all cards from the hand.
+    mutating func clear() {
+        cards = []
+    }
+    
+    /// Returns the third card if one was drawn, nil otherwise.
+    var thirdCard: Card? {
+        cards.count >= 3 ? cards[2] : nil
+    }
+}
+

Baccarat/Models/Shoe.swift

@@ -0,0 +1,70 @@
+//
+//  Shoe.swift
+//  Baccarat
+//
+//  A shoe containing multiple decks of cards, used in baccarat.
+//
+
+import Foundation
+
+/// Represents a shoe containing multiple decks of cards.
+/// Standard baccarat uses 6-8 decks shuffled together.
+struct Shoe {
+    private var cards: [Card] = []
+    
+    /// The number of decks in this shoe.
+    let deckCount: Int
+    
+    /// Number of cards remaining in the shoe.
+    var cardsRemaining: Int {
+        cards.count
+    }
+    
+    /// Whether the shoe needs to be reshuffled (less than 20% remaining).
+    var needsReshuffle: Bool {
+        let totalCards = deckCount * 52
+        return cards.count < totalCards / 5
+    }
+    
+    /// Creates a new shoe with the specified number of decks.
+    /// - Parameter deckCount: Number of decks to include (default: 8).
+    init(deckCount: Int = 8) {
+        self.deckCount = deckCount
+        shuffle()
+    }
+    
+    /// Shuffles all decks together to create a fresh shoe.
+    mutating func shuffle() {
+        cards = []
+        
+        for _ in 0..<deckCount {
+            for suit in Suit.allCases {
+                for rank in Rank.allCases {
+                    cards.append(Card(suit: suit, rank: rank))
+                }
+            }
+        }
+        
+        // Fisher-Yates shuffle for true randomness
+        for i in stride(from: cards.count - 1, through: 1, by: -1) {
+            let j = Int.random(in: 0...i)
+            cards.swapAt(i, j)
+        }
+    }
+    
+    /// Deals a single card from the top of the shoe.
+    /// - Returns: The dealt card, or nil if shoe is empty.
+    mutating func deal() -> Card? {
+        guard !cards.isEmpty else { return nil }
+        return cards.removeFirst()
+    }
+    
+    /// Burns (discards) a specified number of cards from the shoe.
+    /// - Parameter count: Number of cards to burn.
+    mutating func burn(_ count: Int) {
+        for _ in 0..<min(count, cards.count) {
+            _ = cards.removeFirst()
+        }
+    }
+}
+

Baccarat/Views/CardView.swift

@@ -0,0 +1,254 @@
+//
+//  CardView.swift
+//  Baccarat
+//
+//  Beautiful playing card view with flip animation.
+//
+
+import SwiftUI
+
+/// A single playing card with elegant design and flip animation.
+struct CardView: View {
+    let card: Card
+    let isFaceUp: Bool
+    let cardWidth: CGFloat
+    
+    init(card: Card, isFaceUp: Bool = true, cardWidth: CGFloat = 70) {
+        self.card = card
+        self.isFaceUp = isFaceUp
+        self.cardWidth = cardWidth
+    }
+    
+    private var cardHeight: CGFloat {
+        cardWidth * 1.4
+    }
+    
+    var body: some View {
+        ZStack {
+            if isFaceUp {
+                CardFrontView(card: card, width: cardWidth, height: cardHeight)
+            } else {
+                CardBackView(width: cardWidth, height: cardHeight)
+            }
+        }
+        .rotation3DEffect(
+            .degrees(isFaceUp ? 0 : 180),
+            axis: (x: 0, y: 1, z: 0)
+        )
+        .animation(.spring(duration: 0.4, bounce: 0.2), value: isFaceUp)
+    }
+}
+
+/// The front face of a playing card showing rank and suit.
+struct CardFrontView: View {
+    let card: Card
+    let width: CGFloat
+    let height: CGFloat
+    
+    private var suitColor: Color {
+        card.suit.isRed ? .red : .black
+    }
+    
+    var body: some View {
+        ZStack {
+            // Card background with subtle gradient
+            RoundedRectangle(cornerRadius: 8)
+                .fill(
+                    LinearGradient(
+                        colors: [.white, Color(white: 0.96)],
+                        startPoint: .topLeading,
+                        endPoint: .bottomTrailing
+                    )
+                )
+            
+            // Card border
+            RoundedRectangle(cornerRadius: 8)
+                .strokeBorder(
+                    LinearGradient(
+                        colors: [Color(white: 0.8), Color(white: 0.6)],
+                        startPoint: .topLeading,
+                        endPoint: .bottomTrailing
+                    ),
+                    lineWidth: 1
+                )
+            
+            // Card content
+            VStack {
+                // Top left corner
+                HStack {
+                    VStack(spacing: 0) {
+                        Text(card.rank.symbol)
+                            .font(.system(size: width * 0.22, weight: .bold, design: .serif))
+                        Text(card.suit.rawValue)
+                            .font(.system(size: width * 0.18))
+                    }
+                    .foregroundStyle(suitColor)
+                    Spacer()
+                }
+                
+                Spacer()
+                
+                // Center suit (large)
+                Text(card.suit.rawValue)
+                    .font(.system(size: width * 0.5))
+                    .foregroundStyle(suitColor)
+                
+                Spacer()
+                
+                // Bottom right corner (inverted)
+                HStack {
+                    Spacer()
+                    VStack(spacing: 0) {
+                        Text(card.suit.rawValue)
+                            .font(.system(size: width * 0.18))
+                        Text(card.rank.symbol)
+                            .font(.system(size: width * 0.22, weight: .bold, design: .serif))
+                    }
+                    .foregroundStyle(suitColor)
+                    .rotationEffect(.degrees(180))
+                }
+            }
+            .padding(width * 0.08)
+        }
+        .frame(width: width, height: height)
+        .shadow(color: .black.opacity(0.2), radius: 4, x: 2, y: 2)
+    }
+}
+
+/// The back of a playing card with elegant pattern.
+struct CardBackView: View {
+    let width: CGFloat
+    let height: CGFloat
+    
+    var body: some View {
+        ZStack {
+            // Base
+            RoundedRectangle(cornerRadius: 8)
+                .fill(
+                    LinearGradient(
+                        colors: [
+                            Color(red: 0.6, green: 0.1, blue: 0.15),
+                            Color(red: 0.4, green: 0.05, blue: 0.1)
+                        ],
+                        startPoint: .topLeading,
+                        endPoint: .bottomTrailing
+                    )
+                )
+            
+            // Border
+            RoundedRectangle(cornerRadius: 8)
+                .strokeBorder(
+                    LinearGradient(
+                        colors: [
+                            Color(red: 0.9, green: 0.7, blue: 0.4),
+                            Color(red: 0.7, green: 0.5, blue: 0.2)
+                        ],
+                        startPoint: .topLeading,
+                        endPoint: .bottomTrailing
+                    ),
+                    lineWidth: 2
+                )
+            
+            // Inner pattern area
+            RoundedRectangle(cornerRadius: 4)
+                .fill(
+                    LinearGradient(
+                        colors: [
+                            Color(red: 0.5, green: 0.08, blue: 0.12),
+                            Color(red: 0.35, green: 0.04, blue: 0.08)
+                        ],
+                        startPoint: .top,
+                        endPoint: .bottom
+                    )
+                )
+                .padding(width * 0.1)
+            
+            // Diamond pattern overlay
+            DiamondPatternView()
+                .foregroundStyle(
+                    Color(red: 0.9, green: 0.7, blue: 0.4).opacity(0.3)
+                )
+                .padding(width * 0.12)
+                .clipShape(RoundedRectangle(cornerRadius: 4))
+            
+            // Center emblem
+            Circle()
+                .fill(
+                    RadialGradient(
+                        colors: [
+                            Color(red: 0.9, green: 0.7, blue: 0.4),
+                            Color(red: 0.7, green: 0.5, blue: 0.2)
+                        ],
+                        center: .center,
+                        startRadius: 0,
+                        endRadius: width * 0.15
+                    )
+                )
+                .frame(width: width * 0.3, height: width * 0.3)
+            
+            // B for Baccarat
+            Text("B")
+                .font(.system(size: width * 0.18, weight: .bold, design: .serif))
+                .foregroundStyle(Color(red: 0.4, green: 0.05, blue: 0.1))
+        }
+        .frame(width: width, height: height)
+        .shadow(color: .black.opacity(0.3), radius: 4, x: 2, y: 2)
+    }
+}
+
+/// A decorative diamond pattern for card backs.
+struct DiamondPatternView: View {
+    var body: some View {
+        Canvas { context, size in
+            let spacing: CGFloat = 12
+            let diamondSize: CGFloat = 6
+            
+            for row in stride(from: 0, to: size.height, by: spacing) {
+                let offset = Int(row / spacing) % 2 == 0 ? 0 : spacing / 2
+                
+                for col in stride(from: offset, to: size.width, by: spacing) {
+                    let path = Path { p in
+                        p.move(to: CGPoint(x: col, y: row - diamondSize / 2))
+                        p.addLine(to: CGPoint(x: col + diamondSize / 2, y: row))
+                        p.addLine(to: CGPoint(x: col, y: row + diamondSize / 2))
+                        p.addLine(to: CGPoint(x: col - diamondSize / 2, y: row))
+                        p.closeSubpath()
+                    }
+                    context.fill(path, with: .foreground)
+                }
+            }
+        }
+    }
+}
+
+/// A placeholder for an empty card slot.
+struct CardPlaceholderView: View {
+    let width: CGFloat
+    
+    private var height: CGFloat {
+        width * 1.4
+    }
+    
+    var body: some View {
+        RoundedRectangle(cornerRadius: 8)
+            .strokeBorder(
+                Color.white.opacity(0.3),
+                style: StrokeStyle(lineWidth: 2, dash: [8, 4])
+            )
+            .frame(width: width, height: height)
+    }
+}
+
+#Preview {
+    ZStack {
+        Color(red: 0.0, green: 0.3, blue: 0.15)
+            .ignoresSafeArea()
+        
+        HStack(spacing: 20) {
+            CardView(card: Card(suit: .hearts, rank: .ace), isFaceUp: true)
+            CardView(card: Card(suit: .spades, rank: .king), isFaceUp: true)
+            CardView(card: Card(suit: .diamonds, rank: .seven), isFaceUp: false)
+        }
+    }
+}
+

Baccarat/Views/ChipSelectorView.swift

@@ -0,0 +1,79 @@
+//
+//  ChipSelectorView.swift
+//  Baccarat
+//
+//  Horizontal chip selector for choosing bet denomination.
+//
+
+import SwiftUI
+
+/// A horizontal scrollable chip selector.
+/// Shows chips based on current balance - higher denomination chips unlock as you win more!
+struct ChipSelectorView: View {
+    @Binding var selectedChip: ChipDenomination
+    let balance: Int
+    let maxBet: Int
+    
+    init(selectedChip: Binding<ChipDenomination>, balance: Int, maxBet: Int = 100_000) {
+        self._selectedChip = selectedChip
+        self.balance = balance
+        self.maxBet = maxBet
+    }
+    
+    /// Chips that are unlocked based on current balance.
+    private var availableChips: [ChipDenomination] {
+        ChipDenomination.availableChips(forBalance: balance)
+            .filter { $0.rawValue <= maxBet } // Don't show chips larger than max bet
+    }
+    
+    var body: some View {
+        ScrollView(.horizontal) {
+            HStack(spacing: 10) {
+                ForEach(availableChips) { denomination in
+                    Button {
+                        selectedChip = denomination
+                    } label: {
+                        ChipView(
+                            denomination: denomination,
+                            size: 50,
+                            isSelected: selectedChip == denomination
+                        )
+                    }
+                    .buttonStyle(.plain)
+                    .opacity(balance >= denomination.rawValue ? 1.0 : 0.4)
+                    .disabled(balance < denomination.rawValue)
+                }
+            }
+            .padding(.horizontal)
+            .padding(.vertical, 6) // Extra padding for selection scale effect
+        }
+        .scrollIndicators(.hidden)
+        .onChange(of: balance) { _, newBalance in
+            // Auto-select highest affordable chip if current selection is now too expensive
+            if newBalance < selectedChip.rawValue {
+                if let affordable = availableChips.last(where: { newBalance >= $0.rawValue }) {
+                    selectedChip = affordable
+                }
+            }
+        }
+    }
+}
+
+#Preview {
+    ZStack {
+        Color(red: 0.0, green: 0.3, blue: 0.15)
+            .ignoresSafeArea()
+        
+        VStack(spacing: 20) {
+            Text("Balance: $50,000")
+                .foregroundStyle(.white)
+            
+            ChipSelectorView(
+                selectedChip: .constant(.fiveThousand),
+                balance: 50_000,
+                maxBet: 50_000
+            )
+        }
+    }
+}
+

Baccarat/Views/ChipView.swift

@@ -0,0 +1,291 @@
+//
+//  ChipView.swift
+//  Baccarat
+//
+//  Casino-style betting chips with realistic design.
+//
+
+import SwiftUI
+
+/// The available chip denominations.
+enum ChipDenomination: Int, CaseIterable, Identifiable {
+    case ten = 10
+    case twentyFive = 25
+    case fifty = 50
+    case hundred = 100
+    case fiveHundred = 500
+    case thousand = 1_000
+    case fiveThousand = 5_000
+    case tenThousand = 10_000
+    case twentyFiveThousand = 25_000
+    case fiftyThousand = 50_000
+    case hundredThousand = 100_000
+    
+    var id: Int { rawValue }
+    
+    /// The display text for this denomination.
+    var displayText: String {
+        switch self {
+        case .ten: return "10"
+        case .twentyFive: return "25"
+        case .fifty: return "50"
+        case .hundred: return "100"
+        case .fiveHundred: return "500"
+        case .thousand: return "1K"
+        case .fiveThousand: return "5K"
+        case .tenThousand: return "10K"
+        case .twentyFiveThousand: return "25K"
+        case .fiftyThousand: return "50K"
+        case .hundredThousand: return "100K"
+        }
+    }
+    
+    /// The minimum balance required to show this chip in the selector.
+    /// Higher chips unlock as you win more!
+    var unlockBalance: Int {
+        switch self {
+        case .ten, .twentyFive, .fifty, .hundred: return 0 // Always available
+        case .fiveHundred: return 500
+        case .thousand: return 1_000
+        case .fiveThousand: return 5_000
+        case .tenThousand: return 10_000
+        case .twentyFiveThousand: return 25_000
+        case .fiftyThousand: return 50_000
+        case .hundredThousand: return 100_000
+        }
+    }
+    
+    /// Whether this chip should be shown based on the player's balance.
+    func isUnlocked(forBalance balance: Int) -> Bool {
+        balance >= unlockBalance
+    }
+    
+    /// Returns chips that should be visible for a given balance.
+    static func availableChips(forBalance balance: Int) -> [ChipDenomination] {
+        allCases.filter { $0.isUnlocked(forBalance: balance) }
+    }
+    
+    /// The primary color for this chip.
+    var primaryColor: Color {
+        switch self {
+        case .ten: return Color(red: 0.2, green: 0.4, blue: 0.8)           // Blue
+        case .twentyFive: return Color(red: 0.1, green: 0.6, blue: 0.3)    // Green
+        case .fifty: return Color(red: 0.8, green: 0.5, blue: 0.1)         // Orange
+        case .hundred: return Color(red: 0.1, green: 0.1, blue: 0.1)       // Black
+        case .fiveHundred: return Color(red: 0.6, green: 0.2, blue: 0.6)   // Purple
+        case .thousand: return Color(red: 0.8, green: 0.65, blue: 0.2)     // Gold
+        case .fiveThousand: return Color(red: 0.7, green: 0.1, blue: 0.2)  // Crimson
+        case .tenThousand: return Color(red: 0.2, green: 0.5, blue: 0.5)   // Teal
+        case .twentyFiveThousand: return Color(red: 0.5, green: 0.3, blue: 0.1) // Bronze
+        case .fiftyThousand: return Color(red: 0.75, green: 0.75, blue: 0.8) // Platinum
+        case .hundredThousand: return Color(red: 0.9, green: 0.1, blue: 0.3) // Ruby
+        }
+    }
+    
+    /// The secondary/accent color for this chip.
+    var secondaryColor: Color {
+        switch self {
+        case .ten: return Color(red: 0.3, green: 0.5, blue: 0.9)
+        case .twentyFive: return Color(red: 0.2, green: 0.7, blue: 0.4)
+        case .fifty: return Color(red: 0.9, green: 0.6, blue: 0.2)
+        case .hundred: return Color(red: 0.3, green: 0.3, blue: 0.3)
+        case .fiveHundred: return Color(red: 0.7, green: 0.3, blue: 0.7)
+        case .thousand: return Color(red: 0.9, green: 0.75, blue: 0.3)
+        case .fiveThousand: return Color(red: 0.85, green: 0.2, blue: 0.3)
+        case .tenThousand: return Color(red: 0.3, green: 0.6, blue: 0.6)
+        case .twentyFiveThousand: return Color(red: 0.65, green: 0.45, blue: 0.2)
+        case .fiftyThousand: return Color(red: 0.85, green: 0.85, blue: 0.9)
+        case .hundredThousand: return Color(red: 1.0, green: 0.2, blue: 0.4)
+        }
+    }
+    
+    /// The edge stripe color for this chip.
+    var stripeColor: Color {
+        switch self {
+        case .ten, .twentyFive, .fifty: return .white
+        case .hundred: return Color(red: 0.9, green: 0.75, blue: 0.3)
+        case .fiveHundred: return .white
+        case .thousand: return .black
+        case .fiveThousand: return Color(red: 0.9, green: 0.75, blue: 0.3) // Gold stripes
+        case .tenThousand: return .white
+        case .twentyFiveThousand: return Color(red: 0.9, green: 0.75, blue: 0.3)
+        case .fiftyThousand: return Color(red: 0.2, green: 0.2, blue: 0.3) // Dark stripes
+        case .hundredThousand: return Color(red: 0.9, green: 0.85, blue: 0.3) // Gold stripes
+        }
+    }
+}
+
+/// A realistic casino-style betting chip.
+struct ChipView: View {
+    let denomination: ChipDenomination
+    let size: CGFloat
+    var isSelected: Bool = false
+    
+    init(denomination: ChipDenomination, size: CGFloat = 60, isSelected: Bool = false) {
+        self.denomination = denomination
+        self.size = size
+        self.isSelected = isSelected
+    }
+    
+    var body: some View {
+        ZStack {
+            // Base circle with gradient
+            Circle()
+                .fill(
+                    RadialGradient(
+                        colors: [
+                            denomination.secondaryColor,
+                            denomination.primaryColor,
+                            denomination.primaryColor.opacity(0.8)
+                        ],
+                        center: .topLeading,
+                        startRadius: 0,
+                        endRadius: size
+                    )
+                )
+            
+            // Edge stripes pattern
+            ChipEdgePattern(stripeColor: denomination.stripeColor)
+                .clipShape(.circle)
+            
+            // Inner circle
+            Circle()
+                .fill(
+                    RadialGradient(
+                        colors: [
+                            denomination.secondaryColor,
+                            denomination.primaryColor
+                        ],
+                        center: .topLeading,
+                        startRadius: 0,
+                        endRadius: size * 0.4
+                    )
+                )
+                .frame(width: size * 0.65, height: size * 0.65)
+            
+            // Inner border
+            Circle()
+                .strokeBorder(
+                    denomination.stripeColor.opacity(0.8),
+                    lineWidth: 2
+                )
+                .frame(width: size * 0.65, height: size * 0.65)
+            
+            // Denomination text
+            Text(denomination.displayText)
+                .font(.system(size: size * 0.25, weight: .heavy, design: .rounded))
+                .foregroundStyle(denomination.stripeColor)
+                .shadow(color: .black.opacity(0.3), radius: 1, x: 1, y: 1)
+            
+            // Outer border
+            Circle()
+                .strokeBorder(
+                    LinearGradient(
+                        colors: [
+                            Color.white.opacity(0.4),
+                            Color.black.opacity(0.3)
+                        ],
+                        startPoint: .topLeading,
+                        endPoint: .bottomTrailing
+                    ),
+                    lineWidth: 2
+                )
+            
+            // Selection glow
+            if isSelected {
+                Circle()
+                    .strokeBorder(Color.yellow, lineWidth: 3)
+                    .frame(width: size + 6, height: size + 6)
+            }
+        }
+        .frame(width: size, height: size)
+        .shadow(color: .black.opacity(0.4), radius: isSelected ? 8 : 4, x: 2, y: 3)
+        .scaleEffect(isSelected ? 1.1 : 1.0)
+        .animation(.spring(duration: 0.2), value: isSelected)
+    }
+}
+
+/// The edge stripe pattern for chips.
+struct ChipEdgePattern: View {
+    let stripeColor: Color
+    
+    var body: some View {
+        Canvas { context, size in
+            let center = CGPoint(x: size.width / 2, y: size.height / 2)
+            let radius = min(size.width, size.height) / 2
+            let stripeCount = 16
+            let stripeWidth: CGFloat = 6
+            
+            for i in 0..<stripeCount {
+                let angle = Double(i) * (360.0 / Double(stripeCount)) * .pi / 180
+                
+                let innerRadius = radius * 0.75
+                let outerRadius = radius * 0.98
+                
+                let startX = center.x + cos(angle) * innerRadius
+                let startY = center.y + sin(angle) * innerRadius
+                let endX = center.x + cos(angle) * outerRadius
+                let endY = center.y + sin(angle) * outerRadius
+                
+                var path = Path()
+                path.move(to: CGPoint(x: startX, y: startY))
+                path.addLine(to: CGPoint(x: endX, y: endY))
+                
+                context.stroke(
+                    path,
+                    with: .color(stripeColor),
+                    lineWidth: stripeWidth
+                )
+            }
+        }
+    }
+}
+
+/// A stack of chips showing a bet amount.
+struct ChipStackView: View {
+    let amount: Int
+    let maxChips: Int = 5
+    
+    private var chipBreakdown: [(ChipDenomination, Int)] {
+        var remaining = amount
+        var result: [(ChipDenomination, Int)] = []
+        
+        for denom in ChipDenomination.allCases.reversed() {
+            let count = remaining / denom.rawValue
+            if count > 0 {
+                result.append((denom, min(count, maxChips)))
+                remaining -= count * denom.rawValue
+            }
+        }
+        
+        return result
+    }
+    
+    var body: some View {
+        ZStack {
+            ForEach(chipBreakdown.indices, id: \.self) { index in
+                let (denom, _) = chipBreakdown[index]
+                ChipView(denomination: denom, size: 40)
+                    .offset(y: CGFloat(-index * 4))
+            }
+        }
+    }
+}
+
+#Preview {
+    ZStack {
+        Color(red: 0.0, green: 0.3, blue: 0.15)
+            .ignoresSafeArea()
+        
+        VStack(spacing: 30) {
+            HStack(spacing: 15) {
+                ForEach(ChipDenomination.allCases) { denom in
+                    ChipView(denomination: denom, size: 50)
+                }
+            }
+            
+            ChipView(denomination: .hundred, size: 80, isSelected: true)
+        }
+    }
+}
+

Baccarat/Views/GameTableView.swift

@@ -0,0 +1,609 @@
+//
+//  GameTableView.swift
+//  Baccarat
+//
+//  The main baccarat table view with all game elements.
+//
+
+import SwiftUI
+
+/// The main game table view containing all game elements.
+struct GameTableView: View {
+    @State private var settings = GameSettings()
+    @State private var gameState: GameState?
+    @State private var selectedChip: ChipDenomination = .hundred
+    @State private var showSettings = false
+    
+    private var state: GameState {
+        gameState ?? GameState(settings: settings)
+    }
+    
+    private var playerIsWinner: Bool {
+        state.lastResult == .playerWins
+    }
+    
+    private var bankerIsWinner: Bool {
+        state.lastResult == .bankerWins
+    }
+    
+    private var isTie: Bool {
+        state.lastResult == .tie
+    }
+    
+    var body: some View {
+        ZStack {
+            // Table background
+            TableBackgroundView()
+            
+            // Main content
+            VStack(spacing: 0) {
+                // Top bar with balance and info
+                TopBarView(
+                    balance: state.balance,
+                    cardsRemaining: state.engine.shoe.cardsRemaining,
+                    showCardsRemaining: settings.showCardsRemaining,
+                    onReset: { state.resetGame() },
+                    onSettings: { showSettings = true }
+                )
+                
+                Spacer(minLength: 4)
+                
+                // Cards display area
+                CardsDisplayArea(
+                    playerCards: state.visiblePlayerCards,
+                    bankerCards: state.visibleBankerCards,
+                    playerCardsFaceUp: state.playerCardsFaceUp,
+                    bankerCardsFaceUp: state.bankerCardsFaceUp,
+                    playerValue: state.playerHandValue,
+                    bankerValue: state.bankerHandValue,
+                    playerIsWinner: playerIsWinner,
+                    bankerIsWinner: bankerIsWinner,
+                    isTie: isTie
+                )
+                
+                Spacer(minLength: 4)
+                
+                // Road map history
+                if settings.showHistory && !state.roundHistory.isEmpty {
+                    RoadMapView(results: state.recentResults)
+                        .padding(.horizontal)
+                }
+                
+                Spacer(minLength: 8)
+                
+                // Mini Baccarat betting table
+                MiniBaccaratTableView(
+                    gameState: state,
+                    selectedChip: selectedChip
+                )
+                .padding(.horizontal, 12)
+                
+                Spacer(minLength: 8)
+                
+                // Chip selector - shows higher chips as you win more!
+                ChipSelectorView(
+                    selectedChip: $selectedChip,
+                    balance: state.balance,
+                    maxBet: state.maxBet
+                )
+                .padding(.bottom, 12)
+                
+                // Action buttons
+                ActionButtonsView(
+                    gameState: state,
+                    onDeal: {
+                        Task {
+                            await state.deal()
+                        }
+                    },
+                    onClear: { state.clearBets() },
+                    onNewRound: { state.newRound() }
+                )
+                .padding(.horizontal)
+                .padding(.bottom, 4)
+            }
+            .safeAreaPadding(.bottom)
+            
+            // Result banner overlay
+            if state.showResultBanner, let result = state.lastResult {
+                ResultBannerView(
+                    result: result,
+                    winnings: state.lastWinnings
+                )
+                .transition(.opacity)
+                
+                // Confetti for wins
+                if state.lastWinnings > 0 {
+                    ConfettiView()
+                }
+            }
+            
+            // Game Over overlay when broke
+            if state.balance == 0 && state.currentBets.isEmpty && !state.isAnimating {
+                GameOverView(
+                    roundsPlayed: state.roundHistory.count,
+                    onPlayAgain: { state.resetGame() }
+                )
+                .transition(.opacity)
+            }
+        }
+        .onAppear {
+            if gameState == nil {
+                gameState = GameState(settings: settings)
+            }
+        }
+        .sheet(isPresented: $showSettings) {
+            SettingsView(settings: settings) {
+                // Apply settings when changed
+                gameState?.applySettings()
+            }
+        }
+    }
+}
+
+/// Game over screen shown when player runs out of money.
+struct GameOverView: View {
+    let roundsPlayed: Int
+    let onPlayAgain: () -> Void
+    
+    @State private var showContent = false
+    
+    var body: some View {
+        ZStack {
+            // Solid dark backdrop - fully opaque
+            Color.black
+                .ignoresSafeArea()
+            
+            // Modal card
+            VStack(spacing: 28) {
+                // Broke icon
+                Image(systemName: "creditcard.trianglebadge.exclamationmark")
+                    .font(.system(size: 70))
+                    .foregroundStyle(.red)
+                    .symbolEffect(.pulse, options: .repeating)
+                
+                // Title
+                Text("GAME OVER")
+                    .font(.system(size: 36, weight: .black, design: .rounded))
+                    .foregroundStyle(.white)
+                
+                // Message
+                Text("You've run out of chips!")
+                    .font(.system(size: 18, weight: .medium))
+                    .foregroundStyle(.white.opacity(0.7))
+                
+                // Stats card
+                VStack(spacing: 12) {
+                    HStack {
+                        Text("Rounds Played")
+                            .foregroundStyle(.white.opacity(0.6))
+                        Spacer()
+                        Text("\(roundsPlayed)")
+                            .bold()
+                            .foregroundStyle(.white)
+                    }
+                }
+                .font(.system(size: 17))
+                .padding()
+                .background(
+                    RoundedRectangle(cornerRadius: 12)
+                        .fill(Color.white.opacity(0.08))
+                        .overlay(
+                            RoundedRectangle(cornerRadius: 12)
+                                .strokeBorder(Color.white.opacity(0.1), lineWidth: 1)
+                        )
+                )
+                .padding(.horizontal, 20)
+                
+                // Play Again button
+                Button {
+                    onPlayAgain()
+                } label: {
+                    HStack(spacing: 8) {
+                        Image(systemName: "arrow.counterclockwise")
+                        Text("Play Again")
+                    }
+                    .font(.system(size: 18, weight: .bold))
+                    .foregroundStyle(.black)
+                    .padding(.horizontal, 48)
+                    .padding(.vertical, 18)
+                    .background(
+                        Capsule()
+                            .fill(
+                                LinearGradient(
+                                    colors: [
+                                        Color(red: 1.0, green: 0.85, blue: 0.3),
+                                        Color(red: 0.9, green: 0.7, blue: 0.2)
+                                    ],
+                                    startPoint: .top,
+                                    endPoint: .bottom
+                                )
+                            )
+                    )
+                    .shadow(color: .yellow.opacity(0.4), radius: 12)
+                }
+                .padding(.top, 12)
+            }
+            .padding(32)
+            .background(
+                RoundedRectangle(cornerRadius: 28)
+                    .fill(
+                        LinearGradient(
+                            colors: [
+                                Color(red: 0.12, green: 0.12, blue: 0.14),
+                                Color(red: 0.08, green: 0.08, blue: 0.1)
+                            ],
+                            startPoint: .top,
+                            endPoint: .bottom
+                        )
+                    )
+                    .overlay(
+                        RoundedRectangle(cornerRadius: 28)
+                            .strokeBorder(
+                                LinearGradient(
+                                    colors: [
+                                        Color.red.opacity(0.5),
+                                        Color.red.opacity(0.2)
+                                    ],
+                                    startPoint: .topLeading,
+                                    endPoint: .bottomTrailing
+                                ),
+                                lineWidth: 2
+                            )
+                    )
+            )
+            .shadow(color: .red.opacity(0.2), radius: 30)
+            .padding(.horizontal, 24)
+            .scaleEffect(showContent ? 1.0 : 0.8)
+            .opacity(showContent ? 1.0 : 0)
+        }
+        .onAppear {
+            withAnimation(.spring(duration: 0.4, bounce: 0.3)) {
+                showContent = true
+            }
+        }
+    }
+}
+
+/// The cards display area showing both hands.
+struct CardsDisplayArea: View {
+    let playerCards: [Card]
+    let bankerCards: [Card]
+    let playerCardsFaceUp: [Bool]
+    let bankerCardsFaceUp: [Bool]
+    let playerValue: Int
+    let bankerValue: Int
+    let playerIsWinner: Bool
+    let bankerIsWinner: Bool
+    let isTie: Bool
+    
+    var body: some View {
+        HStack(spacing: 32) {
+            // Player side
+            VStack(spacing: 10) {
+                // Label with value
+                HStack(spacing: 8) {
+                    Text("PLAYER")
+                        .font(.system(size: 14, weight: .bold, design: .rounded))
+                        .foregroundStyle(.white)
+                    
+                    if !playerCards.isEmpty && playerCardsFaceUp.contains(true) {
+                        ValueBadge(value: playerValue, color: .blue)
+                    }
+                }
+                .frame(height: 30)
+                
+                // Cards
+                CompactHandView(
+                    cards: playerCards,
+                    cardsFaceUp: playerCardsFaceUp,
+                    isWinner: playerIsWinner
+                )
+            }
+            
+            // Banker side
+            VStack(spacing: 10) {
+                // Label with value
+                HStack(spacing: 8) {
+                    Text("BANKER")
+                        .font(.system(size: 14, weight: .bold, design: .rounded))
+                        .foregroundStyle(.white)
+                    
+                    if !bankerCards.isEmpty && bankerCardsFaceUp.contains(true) {
+                        ValueBadge(value: bankerValue, color: .red)
+                    }
+                }
+                .frame(height: 30)
+                
+                // Cards
+                CompactHandView(
+                    cards: bankerCards,
+                    cardsFaceUp: bankerCardsFaceUp,
+                    isWinner: bankerIsWinner
+                )
+            }
+        }
+        .padding(.top, 16)
+        .padding(.bottom, 14)
+        .padding(.horizontal, 20)
+        .background(
+            RoundedRectangle(cornerRadius: 14)
+                .fill(Color.black.opacity(0.25))
+        )
+        .padding(.horizontal)
+    }
+}
+
+/// A compact hand view showing cards in a row.
+struct CompactHandView: View {
+    let cards: [Card]
+    let cardsFaceUp: [Bool]
+    let isWinner: Bool
+    
+    var body: some View {
+        HStack(spacing: -12) {
+            if cards.isEmpty {
+                // Placeholders
+                ForEach(0..<2, id: \.self) { _ in
+                    CardPlaceholderView(width: 45)
+                }
+            } else {
+                ForEach(cards.indices, id: \.self) { index in
+                    let isFaceUp = index < cardsFaceUp.count ? cardsFaceUp[index] : false
+                    CardView(
+                        card: cards[index],
+                        isFaceUp: isFaceUp,
+                        cardWidth: 45
+                    )
+                    .zIndex(Double(index))
+                }
+            }
+        }
+        .padding(6)
+        .background(
+            RoundedRectangle(cornerRadius: 8)
+                .strokeBorder(
+                    isWinner ? Color.yellow : Color.clear,
+                    lineWidth: 2
+                )
+        )
+        .overlay(alignment: .bottom) {
+            if isWinner {
+                Text("WIN")
+                    .font(.system(size: 10, weight: .black))
+                    .foregroundStyle(.black)
+                    .padding(.horizontal, 8)
+                    .padding(.vertical, 2)
+                    .background(
+                        Capsule()
+                            .fill(Color.yellow)
+                    )
+                    .offset(y: 10)
+            }
+        }
+    }
+}
+
+/// A small badge showing the hand value.
+struct ValueBadge: View {
+    let value: Int
+    let color: Color
+    
+    var body: some View {
+        Text("\(value)")
+            .font(.system(size: 15, weight: .black, design: .rounded))
+            .foregroundStyle(.white)
+            .frame(width: 26, height: 26)
+            .background(
+                Circle()
+                    .fill(color)
+            )
+    }
+}
+
+/// The casino table background.
+struct TableBackgroundView: View {
+    var body: some View {
+        ZStack {
+            // Base dark green
+            Color(red: 0.02, green: 0.15, blue: 0.08)
+            
+            // Radial gradient for depth
+            RadialGradient(
+                colors: [
+                    Color(red: 0.03, green: 0.25, blue: 0.12),
+                    Color(red: 0.01, green: 0.12, blue: 0.06)
+                ],
+                center: .center,
+                startRadius: 50,
+                endRadius: 500
+            )
+            
+            // Subtle felt texture
+            FeltPatternView()
+                .opacity(0.03)
+        }
+        .ignoresSafeArea()
+    }
+}
+
+/// Subtle felt texture pattern.
+struct FeltPatternView: View {
+    var body: some View {
+        Canvas { context, size in
+            for _ in 0..<2000 {
+                let x = Double.random(in: 0...size.width)
+                let y = Double.random(in: 0...size.height)
+                let dotSize = Double.random(in: 1...2)
+                
+                let rect = CGRect(x: x, y: y, width: dotSize, height: dotSize)
+                context.fill(Path(ellipseIn: rect), with: .color(.white))
+            }
+        }
+    }
+}
+
+/// Top bar showing balance and game info.
+struct TopBarView: View {
+    let balance: Int
+    let cardsRemaining: Int
+    let showCardsRemaining: Bool
+    let onReset: () -> Void
+    let onSettings: () -> Void
+    
+    var body: some View {
+        HStack {
+            // Balance display
+            VStack(alignment: .leading, spacing: 2) {
+                Text("BALANCE")
+                    .font(.system(size: 9, weight: .medium, design: .rounded))
+                    .foregroundStyle(.white.opacity(0.6))
+                    .tracking(1)
+                
+                HStack(spacing: 4) {
+                    Text("$")
+                        .font(.system(size: 14, weight: .bold))
+                        .foregroundStyle(.yellow.opacity(0.8))
+                    
+                    Text(balance, format: .number)
+                        .font(.system(size: 20, weight: .black, design: .rounded))
+                        .foregroundStyle(.white)
+                        .contentTransition(.numericText())
+                        .animation(.spring(duration: 0.3), value: balance)
+                }
+            }
+            .padding(.horizontal, 14)
+            .padding(.vertical, 6)
+            .background(
+                Capsule()
+                    .fill(Color.black.opacity(0.4))
+            )
+            
+            Spacer()
+            
+            // Cards remaining indicator (if enabled)
+            if showCardsRemaining {
+                HStack(spacing: 4) {
+                    Image(systemName: "rectangle.portrait.on.rectangle.portrait.fill")
+                        .font(.system(size: 12))
+                    Text("\(cardsRemaining)")
+                        .font(.system(size: 12, weight: .medium))
+                }
+                .foregroundStyle(.white.opacity(0.5))
+                
+                Spacer()
+            }
+            
+            // Settings button
+            Button("Settings", systemImage: "gearshape.fill", action: onSettings)
+                .labelStyle(.iconOnly)
+                .font(.system(size: 16))
+                .foregroundStyle(.white.opacity(0.6))
+                .padding(8)
+                .background(
+                    Circle()
+                        .fill(Color.black.opacity(0.4))
+                )
+            
+            // Reset button
+            Button("Reset", systemImage: "arrow.counterclockwise", action: onReset)
+                .font(.system(size: 12, weight: .medium))
+                .foregroundStyle(.white.opacity(0.6))
+                .padding(.horizontal, 10)
+                .padding(.vertical, 6)
+                .background(
+                    Capsule()
+                        .fill(Color.black.opacity(0.4))
+                )
+        }
+        .padding(.horizontal)
+        .padding(.top, 4)
+    }
+}
+
+/// Action buttons for deal, clear, and new round.
+struct ActionButtonsView: View {
+    @Bindable var gameState: GameState
+    let onDeal: () -> Void
+    let onClear: () -> Void
+    let onNewRound: () -> Void
+    
+    var body: some View {
+        HStack(spacing: 12) {
+            if gameState.currentPhase == .betting {
+                // Clear bets button
+                Button("Clear", systemImage: "xmark.circle", action: onClear)
+                    .font(.system(size: 14, weight: .semibold))
+                    .foregroundStyle(.white)
+                    .padding(.horizontal, 20)
+                    .padding(.vertical, 12)
+                    .background(
+                        Capsule()
+                            .fill(Color(red: 0.6, green: 0.2, blue: 0.2))
+                    )
+                    .opacity(gameState.currentBets.isEmpty ? 0.5 : 1.0)
+                    .disabled(gameState.currentBets.isEmpty)
+                
+                // Deal button
+                Button("Deal", systemImage: "play.fill", action: onDeal)
+                    .font(.system(size: 16, weight: .bold))
+                    .foregroundStyle(.black)
+                    .padding(.horizontal, 32)
+                    .padding(.vertical, 12)
+                    .background(
+                        Capsule()
+                            .fill(
+                                LinearGradient(
+                                    colors: [
+                                        Color(red: 1.0, green: 0.85, blue: 0.3),
+                                        Color(red: 0.9, green: 0.7, blue: 0.2)
+                                    ],
+                                    startPoint: .top,
+                                    endPoint: .bottom
+                                )
+                            )
+                    )
+                    .shadow(color: .yellow.opacity(0.3), radius: 6)
+                    .opacity(gameState.canDeal ? 1.0 : 0.5)
+                    .disabled(!gameState.canDeal)
+            } else if gameState.currentPhase == .roundComplete {
+                // New round button
+                Button("New Round", systemImage: "arrow.right.circle", action: onNewRound)
+                    .font(.system(size: 16, weight: .bold))
+                    .foregroundStyle(.black)
+                    .padding(.horizontal, 32)
+                    .padding(.vertical, 12)
+                    .background(
+                        Capsule()
+                            .fill(
+                                LinearGradient(
+                                    colors: [
+                                        Color(red: 1.0, green: 0.85, blue: 0.3),
+                                        Color(red: 0.9, green: 0.7, blue: 0.2)
+                                    ],
+                                    startPoint: .top,
+                                    endPoint: .bottom
+                                )
+                            )
+                    )
+                    .shadow(color: .yellow.opacity(0.3), radius: 6)
+            } else {
+                // Playing indicator
+                HStack(spacing: 6) {
+                    ProgressView()
+                        .tint(.white)
+                        .scaleEffect(0.8)
+                    Text("Dealing...")
+                        .font(.system(size: 14, weight: .medium))
+                        .foregroundStyle(.white.opacity(0.8))
+                }
+                .padding(.horizontal, 20)
+                .padding(.vertical, 12)
+            }
+        }
+    }
+}
+
+#Preview {
+    GameTableView()
+}

Baccarat/Views/MiniBaccaratTableView.swift

@@ -0,0 +1,475 @@
+//
+//  MiniBaccaratTableView.swift
+//  Baccarat
+//
+//  A realistic mini baccarat table layout for single player.
+//
+
+import SwiftUI
+
+/// The semi-circular mini baccarat betting table layout.
+struct MiniBaccaratTableView: View {
+    @Bindable var gameState: GameState
+    let selectedChip: ChipDenomination
+    
+    private func betAmount(for type: BetType) -> Int {
+        gameState.betAmount(for: type)
+    }
+    
+    private func canAddBet(for type: BetType) -> Bool {
+        gameState.canPlaceBet && 
+        gameState.balance >= selectedChip.rawValue &&
+        gameState.canAddToBet(type: type, amount: selectedChip.rawValue)
+    }
+    
+    private func isAtMax(for type: BetType) -> Bool {
+        betAmount(for: type) >= gameState.maxBet
+    }
+    
+    private var isPlayerSelected: Bool {
+        gameState.mainBet?.type == .player
+    }
+    
+    private var isBankerSelected: Bool {
+        gameState.mainBet?.type == .banker
+    }
+    
+    var body: some View {
+        VStack(spacing: 4) {
+            // Table limits label
+            Text("TABLE LIMITS: $\(gameState.minBet) - $\(gameState.maxBet.formatted())")
+                .font(.system(size: 10, weight: .bold, design: .rounded))
+                .foregroundStyle(.white.opacity(0.5))
+                .tracking(1)
+            
+            ZStack {
+                // Table felt background with arc shape
+                TableFeltShape()
+                    .fill(
+                        LinearGradient(
+                            colors: [
+                                Color(red: 0.0, green: 0.35, blue: 0.18),
+                                Color(red: 0.0, green: 0.28, blue: 0.12)
+                            ],
+                            startPoint: .top,
+                            endPoint: .bottom
+                        )
+                    )
+                
+                // Gold border
+                TableFeltShape()
+                    .strokeBorder(
+                        LinearGradient(
+                            colors: [
+                                Color(red: 0.85, green: 0.7, blue: 0.35),
+                                Color(red: 0.65, green: 0.5, blue: 0.2)
+                            ],
+                            startPoint: .top,
+                            endPoint: .bottom
+                        ),
+                        lineWidth: 4
+                    )
+                
+                // Betting zones layout
+                VStack(spacing: 0) {
+                    // TIE zone at top
+                    TieBettingZone(
+                        betAmount: betAmount(for: .tie),
+                        isEnabled: canAddBet(for: .tie),
+                        isAtMax: isAtMax(for: .tie)
+                    ) {
+                        gameState.placeBet(type: .tie, amount: selectedChip.rawValue)
+                    }
+                    .frame(height: 55)
+                    .padding(.horizontal, 50)
+                    .padding(.top, 12)
+                    
+                    Spacer(minLength: 8)
+                    
+                    // BANKER zone in middle
+                    BankerBettingZone(
+                        betAmount: betAmount(for: .banker),
+                        isSelected: isBankerSelected,
+                        isEnabled: canAddBet(for: .banker),
+                        isAtMax: isAtMax(for: .banker)
+                    ) {
+                        gameState.placeBet(type: .banker, amount: selectedChip.rawValue)
+                    }
+                    .frame(height: 60)
+                    .padding(.horizontal, 30)
+                
+                    Spacer(minLength: 8)
+                    
+                    // PLAYER zone at bottom
+                    PlayerBettingZone(
+                        betAmount: betAmount(for: .player),
+                        isSelected: isPlayerSelected,
+                        isEnabled: canAddBet(for: .player),
+                        isAtMax: isAtMax(for: .player)
+                    ) {
+                        gameState.placeBet(type: .player, amount: selectedChip.rawValue)
+                    }
+                    .frame(height: 60)
+                    .padding(.horizontal, 20)
+                    .padding(.bottom, 12)
+                }
+            }
+            .aspectRatio(1.6, contentMode: .fit)
+        }
+    }
+}
+
+/// Custom shape for the mini baccarat table felt.
+struct TableFeltShape: InsettableShape {
+    var insetAmount: CGFloat = 0
+    
+    func path(in rect: CGRect) -> Path {
+        var path = Path()
+        
+        let insetRect = rect.insetBy(dx: insetAmount, dy: insetAmount)
+        let height = insetRect.height
+        let cornerRadius: CGFloat = 20
+        
+        // Start from bottom left
+        path.move(to: CGPoint(x: insetRect.minX + cornerRadius, y: insetRect.maxY))
+        
+        // Bottom edge
+        path.addLine(to: CGPoint(x: insetRect.maxX - cornerRadius, y: insetRect.maxY))
+        
+        // Bottom right corner
+        path.addQuadCurve(
+            to: CGPoint(x: insetRect.maxX, y: insetRect.maxY - cornerRadius),
+            control: CGPoint(x: insetRect.maxX, y: insetRect.maxY)
+        )
+        
+        // Right edge going up with curve
+        path.addLine(to: CGPoint(x: insetRect.maxX, y: insetRect.minY + height * 0.3))
+        
+        // Top arc
+        path.addQuadCurve(
+            to: CGPoint(x: insetRect.minX, y: insetRect.minY + height * 0.3),
+            control: CGPoint(x: insetRect.midX, y: insetRect.minY - height * 0.1)
+        )
+        
+        // Left edge going down
+        path.addLine(to: CGPoint(x: insetRect.minX, y: insetRect.maxY - cornerRadius))
+        
+        // Bottom left corner
+        path.addQuadCurve(
+            to: CGPoint(x: insetRect.minX + cornerRadius, y: insetRect.maxY),
+            control: CGPoint(x: insetRect.minX, y: insetRect.maxY)
+        )
+        
+        path.closeSubpath()
+        return path
+    }
+    
+    func inset(by amount: CGFloat) -> some InsettableShape {
+        var shape = self
+        shape.insetAmount += amount
+        return shape
+    }
+}
+
+/// The TIE betting zone at the top of the table.
+struct TieBettingZone: View {
+    let betAmount: Int
+    let isEnabled: Bool
+    var isAtMax: Bool = false
+    let action: () -> Void
+    
+    private var backgroundColor: Color {
+        if isAtMax {
+            // Darker/muted green when at max
+            return Color(red: 0.08, green: 0.32, blue: 0.18)
+        }
+        return Color(red: 0.1, green: 0.45, blue: 0.25)
+    }
+    
+    private var borderColor: Color {
+        if isAtMax {
+            // Silver border when at max
+            return Color(red: 0.6, green: 0.6, blue: 0.65)
+        }
+        return Color(red: 0.7, green: 0.55, blue: 0.25)
+    }
+    
+    var body: some View {
+        Button {
+            if isEnabled {
+                action()
+            }
+        } label: {
+            ZStack {
+                // Background
+                RoundedRectangle(cornerRadius: 8)
+                    .fill(backgroundColor)
+                
+                // Border
+                RoundedRectangle(cornerRadius: 8)
+                    .strokeBorder(borderColor, lineWidth: 2)
+                
+                // Centered text content
+                VStack(spacing: 2) {
+                    Text("TIE")
+                        .font(.system(size: 14, weight: .black, design: .rounded))
+                        .tracking(2)
+                    
+                    Text("PAYS 8 TO 1")
+                        .font(.system(size: 9, weight: .medium))
+                        .opacity(0.8)
+                }
+                .foregroundStyle(.white)
+            }
+            // Chip overlaid on right side
+            .overlay(alignment: .trailing) {
+                if betAmount > 0 {
+                    ChipOnTable(amount: betAmount, showMax: isAtMax)
+                        .padding(.trailing, 8)
+                }
+            }
+        }
+        .buttonStyle(.plain)
+    }
+}
+
+/// The BANKER betting zone in the middle of the table.
+struct BankerBettingZone: View {
+    let betAmount: Int
+    let isSelected: Bool
+    let isEnabled: Bool
+    var isAtMax: Bool = false
+    let action: () -> Void
+    
+    private var backgroundColors: [Color] {
+        if isAtMax {
+            // Darker/muted red when at max
+            return [
+                Color(red: 0.4, green: 0.1, blue: 0.1),
+                Color(red: 0.28, green: 0.06, blue: 0.06)
+            ]
+        }
+        return [
+            Color(red: 0.55, green: 0.12, blue: 0.12),
+            Color(red: 0.4, green: 0.08, blue: 0.08)
+        ]
+    }
+    
+    private var borderColor: Color {
+        if isAtMax {
+            return Color(red: 0.6, green: 0.6, blue: 0.65)
+        }
+        return Color(red: 0.7, green: 0.55, blue: 0.25)
+    }
+    
+    var body: some View {
+        Button {
+            if isEnabled {
+                action()
+            }
+        } label: {
+            ZStack {
+                // Background
+                RoundedRectangle(cornerRadius: 10)
+                    .fill(
+                        LinearGradient(
+                            colors: backgroundColors,
+                            startPoint: .top,
+                            endPoint: .bottom
+                        )
+                    )
+                
+                // Selection glow
+                if isSelected {
+                    RoundedRectangle(cornerRadius: 10)
+                        .strokeBorder(Color.yellow, lineWidth: 3)
+                        .shadow(color: .yellow.opacity(0.5), radius: 8)
+                }
+                
+                // Border
+                RoundedRectangle(cornerRadius: 10)
+                    .strokeBorder(borderColor, lineWidth: 2)
+                
+                // Centered text content
+                VStack(spacing: 2) {
+                    Text("BANKER")
+                        .font(.system(size: 16, weight: .black, design: .rounded))
+                        .tracking(3)
+                    
+                    Text("PAYS 0.95 TO 1")
+                        .font(.system(size: 9, weight: .medium))
+                        .opacity(0.8)
+                }
+                .foregroundStyle(.white)
+            }
+            // Chip overlaid on right side
+            .overlay(alignment: .trailing) {
+                if betAmount > 0 {
+                    ChipOnTable(amount: betAmount, showMax: isAtMax)
+                        .padding(.trailing, 12)
+                }
+            }
+        }
+        .buttonStyle(.plain)
+    }
+}
+
+/// The PLAYER betting zone at the bottom of the table.
+struct PlayerBettingZone: View {
+    let betAmount: Int
+    let isSelected: Bool
+    let isEnabled: Bool
+    var isAtMax: Bool = false
+    let action: () -> Void
+    
+    private var backgroundColors: [Color] {
+        if isAtMax {
+            // Darker/muted blue when at max
+            return [
+                Color(red: 0.08, green: 0.18, blue: 0.4),
+                Color(red: 0.04, green: 0.1, blue: 0.28)
+            ]
+        }
+        return [
+            Color(red: 0.1, green: 0.25, blue: 0.55),
+            Color(red: 0.05, green: 0.15, blue: 0.4)
+        ]
+    }
+    
+    private var borderColor: Color {
+        if isAtMax {
+            return Color(red: 0.6, green: 0.6, blue: 0.65)
+        }
+        return Color(red: 0.7, green: 0.55, blue: 0.25)
+    }
+    
+    var body: some View {
+        Button {
+            if isEnabled {
+                action()
+            }
+        } label: {
+            ZStack {
+                // Background
+                RoundedRectangle(cornerRadius: 10)
+                    .fill(
+                        LinearGradient(
+                            colors: backgroundColors,
+                            startPoint: .top,
+                            endPoint: .bottom
+                        )
+                    )
+                
+                // Selection glow
+                if isSelected {
+                    RoundedRectangle(cornerRadius: 10)
+                        .strokeBorder(Color.yellow, lineWidth: 3)
+                        .shadow(color: .yellow.opacity(0.5), radius: 8)
+                }
+                
+                // Border
+                RoundedRectangle(cornerRadius: 10)
+                    .strokeBorder(borderColor, lineWidth: 2)
+                
+                // Centered text content
+                VStack(spacing: 2) {
+                    Text("PLAYER")
+                        .font(.system(size: 16, weight: .black, design: .rounded))
+                        .tracking(3)
+                    
+                    Text("PAYS 1 TO 1")
+                        .font(.system(size: 9, weight: .medium))
+                        .opacity(0.8)
+                }
+                .foregroundStyle(.white)
+            }
+            // Chip overlaid on right side
+            .overlay(alignment: .trailing) {
+                if betAmount > 0 {
+                    ChipOnTable(amount: betAmount, showMax: isAtMax)
+                        .padding(.trailing, 12)
+                }
+            }
+        }
+        .buttonStyle(.plain)
+    }
+}
+
+/// A chip displayed on the table showing bet amount.
+struct ChipOnTable: View {
+    let amount: Int
+    var showMax: Bool = false
+    
+    private var chipColor: Color {
+        switch amount {
+        case 0..<50: return .blue
+        case 50..<100: return .orange
+        case 100..<500: return .black
+        case 500..<1000: return .purple
+        default: return Color(red: 0.8, green: 0.65, blue: 0.2)
+        }
+    }
+    
+    private var displayText: String {
+        if amount >= 1000 {
+            return "\(amount / 1000)K"
+        } else {
+            return "\(amount)"
+        }
+    }
+    
+    var body: some View {
+        ZStack {
+            Circle()
+                .fill(
+                    RadialGradient(
+                        colors: [chipColor.opacity(0.9), chipColor],
+                        center: .topLeading,
+                        startRadius: 0,
+                        endRadius: 20
+                    )
+                )
+                .frame(width: 36, height: 36)
+            
+            Circle()
+                .strokeBorder(Color.white.opacity(0.8), lineWidth: 2)
+                .frame(width: 36, height: 36)
+            
+            Circle()
+                .strokeBorder(Color.white.opacity(0.4), lineWidth: 1)
+                .frame(width: 26, height: 26)
+            
+            Text(displayText)
+                .font(.system(size: amount >= 1000 ? 10 : 11, weight: .bold))
+                .foregroundStyle(.white)
+        }
+        .shadow(color: .black.opacity(0.4), radius: 3, x: 1, y: 2)
+        .overlay(alignment: .topTrailing) {
+            if showMax {
+                Text("MAX")
+                    .font(.system(size: 7, weight: .black))
+                    .foregroundStyle(.white)
+                    .padding(.horizontal, 4)
+                    .padding(.vertical, 2)
+                    .background(
+                        Capsule()
+                            .fill(Color.red)
+                    )
+                    .offset(x: 6, y: -4)
+            }
+        }
+    }
+}
+
+#Preview {
+    ZStack {
+        Color(red: 0.05, green: 0.2, blue: 0.1)
+            .ignoresSafeArea()
+        
+        MiniBaccaratTableView(
+            gameState: GameState(),
+            selectedChip: .hundred
+        )
+        .padding()
+    }
+}

Baccarat/Views/ResultBannerView.swift

@@ -0,0 +1,163 @@
+//
+//  ResultBannerView.swift
+//  Baccarat
+//
+//  Animated result banner showing the winner and winnings.
+//
+
+import SwiftUI
+
+/// An animated banner showing the round result.
+struct ResultBannerView: View {
+    let result: GameResult
+    let winnings: Int
+    
+    @State private var showBanner = false
+    @State private var showText = false
+    @State private var showWinnings = false
+    
+    var body: some View {
+        ZStack {
+            // Background overlay
+            Color.black.opacity(showBanner ? 0.5 : 0)
+                .ignoresSafeArea()
+                .animation(.easeIn(duration: 0.3), value: showBanner)
+            
+            // Banner
+            VStack(spacing: 20) {
+                // Result text
+                Text(result.displayText)
+                    .font(.system(size: 36, weight: .black, design: .rounded))
+                    .foregroundStyle(
+                        LinearGradient(
+                            colors: [.white, result.color],
+                            startPoint: .top,
+                            endPoint: .bottom
+                        )
+                    )
+                    .shadow(color: result.color.opacity(0.8), radius: 10)
+                    .scaleEffect(showText ? 1.0 : 0.5)
+                    .opacity(showText ? 1.0 : 0)
+                
+                // Winnings display
+                if winnings != 0 {
+                    HStack(spacing: 8) {
+                        if winnings > 0 {
+                            Image(systemName: "plus.circle.fill")
+                                .foregroundStyle(.green)
+                            Text("\(winnings)")
+                                .foregroundStyle(.green)
+                        } else {
+                            Image(systemName: "minus.circle.fill")
+                                .foregroundStyle(.red)
+                            Text("\(abs(winnings))")
+                                .foregroundStyle(.red)
+                        }
+                    }
+                    .font(.system(size: 28, weight: .bold, design: .rounded))
+                    .scaleEffect(showWinnings ? 1.0 : 0.5)
+                    .opacity(showWinnings ? 1.0 : 0)
+                }
+            }
+            .padding(40)
+            .background(
+                RoundedRectangle(cornerRadius: 24)
+                    .fill(
+                        LinearGradient(
+                            colors: [
+                                Color(white: 0.15),
+                                Color(white: 0.08)
+                            ],
+                            startPoint: .top,
+                            endPoint: .bottom
+                        )
+                    )
+                    .overlay(
+                        RoundedRectangle(cornerRadius: 24)
+                            .strokeBorder(
+                                LinearGradient(
+                                    colors: [
+                                        result.color.opacity(0.8),
+                                        result.color.opacity(0.3)
+                                    ],
+                                    startPoint: .topLeading,
+                                    endPoint: .bottomTrailing
+                                ),
+                                lineWidth: 3
+                            )
+                    )
+            )
+            .shadow(color: result.color.opacity(0.3), radius: 30)
+            .scaleEffect(showBanner ? 1.0 : 0.8)
+            .opacity(showBanner ? 1.0 : 0)
+        }
+        .onAppear {
+            withAnimation(.spring(duration: 0.4, bounce: 0.3)) {
+                showBanner = true
+            }
+            
+            withAnimation(.spring(duration: 0.4, bounce: 0.3).delay(0.2)) {
+                showText = true
+            }
+            
+            withAnimation(.spring(duration: 0.4, bounce: 0.3).delay(0.4)) {
+                showWinnings = true
+            }
+        }
+    }
+}
+
+/// Confetti particle for celebrations.
+struct ConfettiPiece: View {
+    let color: Color
+    @State private var position: CGPoint = .zero
+    @State private var rotation: Double = 0
+    @State private var opacity: Double = 1
+    
+    var body: some View {
+        Rectangle()
+            .fill(color)
+            .frame(width: 8, height: 12)
+            .rotationEffect(.degrees(rotation))
+            .position(position)
+            .opacity(opacity)
+            .onAppear {
+                let screenWidth = 400.0
+                let startX = Double.random(in: 0...screenWidth)
+                position = CGPoint(x: startX, y: -20)
+                
+                withAnimation(.easeIn(duration: Double.random(in: 2...4))) {
+                    position = CGPoint(
+                        x: startX + Double.random(in: -100...100),
+                        y: 800
+                    )
+                    rotation = Double.random(in: 360...1080)
+                    opacity = 0
+                }
+            }
+    }
+}
+
+/// A confetti celebration overlay.
+struct ConfettiView: View {
+    let colors: [Color] = [.red, .blue, .green, .yellow, .orange, .purple, .pink]
+    
+    var body: some View {
+        ZStack {
+            ForEach(0..<50, id: \.self) { _ in
+                ConfettiPiece(color: colors.randomElement() ?? .yellow)
+            }
+        }
+        .allowsHitTesting(false)
+    }
+}
+
+#Preview {
+    ZStack {
+        Color(red: 0.0, green: 0.3, blue: 0.15)
+            .ignoresSafeArea()
+        
+        ResultBannerView(result: .playerWins, winnings: 500)
+    }
+}
+

Baccarat/Views/RoadMapView.swift

@@ -0,0 +1,92 @@
+//
+//  RoadMapView.swift
+//  Baccarat
+//
+//  A visual history display of recent game results (Big Road style).
+//
+
+import SwiftUI
+
+/// A simple road display showing recent results.
+struct RoadMapView: View {
+    let results: [RoundResult]
+    
+    var body: some View {
+        VStack(alignment: .leading, spacing: 4) {
+            Text("HISTORY")
+                .font(.system(size: 10, weight: .bold, design: .rounded))
+                .foregroundStyle(.white.opacity(0.6))
+                .tracking(1)
+            
+            ScrollView(.horizontal) {
+                HStack(spacing: 4) {
+                    ForEach(results) { result in
+                        RoadDot(result: result.result)
+                    }
+                }
+                .padding(.vertical, 4)
+            }
+            .scrollIndicators(.hidden)
+        }
+        .padding(.horizontal, 12)
+        .padding(.vertical, 8)
+        .background(
+            RoundedRectangle(cornerRadius: 8)
+                .fill(Color.black.opacity(0.3))
+        )
+    }
+}
+
+/// A single dot in the road display.
+struct RoadDot: View {
+    let result: GameResult
+    
+    private var color: Color {
+        switch result {
+        case .playerWins: return .blue
+        case .bankerWins: return .red
+        case .tie: return .green
+        }
+    }
+    
+    private var label: String {
+        switch result {
+        case .playerWins: return "P"
+        case .bankerWins: return "B"
+        case .tie: return "T"
+        }
+    }
+    
+    var body: some View {
+        ZStack {
+            Circle()
+                .fill(color)
+                .frame(width: 22, height: 22)
+            
+            Circle()
+                .strokeBorder(Color.white.opacity(0.3), lineWidth: 1)
+                .frame(width: 22, height: 22)
+            
+            Text(label)
+                .font(.system(size: 10, weight: .bold))
+                .foregroundStyle(.white)
+        }
+    }
+}
+
+#Preview {
+    ZStack {
+        Color(red: 0.0, green: 0.3, blue: 0.15)
+            .ignoresSafeArea()
+        
+        RoadMapView(results: [
+            RoundResult(result: .playerWins, playerValue: 8, bankerValue: 6),
+            RoundResult(result: .bankerWins, playerValue: 4, bankerValue: 7),
+            RoundResult(result: .tie, playerValue: 5, bankerValue: 5),
+            RoundResult(result: .playerWins, playerValue: 9, bankerValue: 3),
+            RoundResult(result: .bankerWins, playerValue: 2, bankerValue: 8)
+        ])
+        .padding()
+    }
+}
+

Baccarat/Views/SettingsView.swift

@@ -0,0 +1,384 @@
+//
+//  SettingsView.swift
+//  Baccarat
+//
+//  Settings screen for game customization.
+//
+
+import SwiftUI
+
+/// The settings screen for customizing game options.
+struct SettingsView: View {
+    @Bindable var settings: GameSettings
+    @Environment(\.dismiss) private var dismiss
+    let onApplyChanges: () -> Void
+    
+    @State private var hasChanges = false
+    
+    var body: some View {
+        NavigationStack {
+            ZStack {
+                // Background
+                Color(red: 0.08, green: 0.12, blue: 0.08)
+                    .ignoresSafeArea()
+                
+                ScrollView {
+                    VStack(spacing: 24) {
+                        // Table Limits Section (First!)
+                        SettingsSection(title: "TABLE LIMITS", icon: "banknote") {
+                            TableLimitsPicker(selection: $settings.tableLimits)
+                                .onChange(of: settings.tableLimits) { _, _ in
+                                    hasChanges = true
+                                }
+                        }
+                        
+                        // Deck Settings Section
+                        SettingsSection(title: "DECK SETTINGS", icon: "rectangle.portrait.on.rectangle.portrait") {
+                            DeckCountPicker(selection: $settings.deckCount)
+                                .onChange(of: settings.deckCount) { _, _ in
+                                    hasChanges = true
+                                }
+                        }
+                        
+                        // Starting Balance Section
+                        SettingsSection(title: "STARTING BALANCE", icon: "dollarsign.circle") {
+                            BalancePicker(balance: $settings.startingBalance)
+                                .onChange(of: settings.startingBalance) { _, _ in
+                                    hasChanges = true
+                                }
+                        }
+                        
+                        // Display Settings Section
+                        SettingsSection(title: "DISPLAY", icon: "eye") {
+                            SettingsToggle(
+                                title: "Show Cards Remaining",
+                                subtitle: "Display deck counter at top",
+                                isOn: $settings.showCardsRemaining
+                            )
+                            
+                            Divider()
+                                .background(Color.white.opacity(0.1))
+                            
+                            SettingsToggle(
+                                title: "Show History",
+                                subtitle: "Display result road map",
+                                isOn: $settings.showHistory
+                            )
+                        }
+                        
+                        // Animation Settings Section
+                        SettingsSection(title: "ANIMATIONS", icon: "sparkles") {
+                            SettingsToggle(
+                                title: "Card Animations",
+                                subtitle: "Animate dealing and flipping",
+                                isOn: $settings.showAnimations
+                            )
+                            
+                            if settings.showAnimations {
+                                Divider()
+                                    .background(Color.white.opacity(0.1))
+                                
+                                SpeedPicker(speed: $settings.dealingSpeed)
+                            }
+                        }
+                        
+                        // Reset Button
+                        Button {
+                            settings.resetToDefaults()
+                            hasChanges = true
+                        } label: {
+                            HStack {
+                                Image(systemName: "arrow.counterclockwise")
+                                Text("Reset to Defaults")
+                            }
+                            .font(.system(size: 14, weight: .medium))
+                            .foregroundStyle(.red.opacity(0.8))
+                            .padding()
+                            .frame(maxWidth: .infinity)
+                            .background(
+                                RoundedRectangle(cornerRadius: 12)
+                                    .fill(Color.red.opacity(0.1))
+                            )
+                        }
+                        .padding(.horizontal)
+                        .padding(.top, 8)
+                    }
+                    .padding(.vertical)
+                }
+            }
+            .navigationTitle("Settings")
+            .navigationBarTitleDisplayMode(.inline)
+            .toolbarBackground(Color(red: 0.08, green: 0.12, blue: 0.08), for: .navigationBar)
+            .toolbarBackground(.visible, for: .navigationBar)
+            .toolbarColorScheme(.dark, for: .navigationBar)
+            .toolbar {
+                ToolbarItem(placement: .topBarLeading) {
+                    Button("Cancel") {
+                        settings.load() // Revert changes
+                        dismiss()
+                    }
+                    .foregroundStyle(.white.opacity(0.7))
+                }
+                
+                ToolbarItem(placement: .topBarTrailing) {
+                    Button("Done") {
+                        settings.save()
+                        if hasChanges {
+                            onApplyChanges()
+                        }
+                        dismiss()
+                    }
+                    .bold()
+                    .foregroundStyle(.yellow)
+                }
+            }
+        }
+    }
+}
+
+/// A settings section with a title and content.
+struct SettingsSection<Content: View>: View {
+    let title: String
+    let icon: String
+    @ViewBuilder let content: Content
+    
+    var body: some View {
+        VStack(alignment: .leading, spacing: 12) {
+            // Header
+            HStack(spacing: 8) {
+                Image(systemName: icon)
+                    .font(.system(size: 12, weight: .semibold))
+                    .foregroundStyle(.yellow.opacity(0.8))
+                
+                Text(title)
+                    .font(.system(size: 12, weight: .bold, design: .rounded))
+                    .tracking(1)
+                    .foregroundStyle(.white.opacity(0.6))
+            }
+            .padding(.horizontal, 4)
+            
+            // Content card
+            VStack(spacing: 0) {
+                content
+            }
+            .padding()
+            .background(
+                RoundedRectangle(cornerRadius: 12)
+                    .fill(Color.white.opacity(0.05))
+            )
+        }
+        .padding(.horizontal)
+    }
+}
+
+/// Deck count picker with visual options.
+struct DeckCountPicker: View {
+    @Binding var selection: DeckCount
+    
+    var body: some View {
+        VStack(spacing: 12) {
+            ForEach(DeckCount.allCases) { count in
+                Button {
+                    selection = count
+                } label: {
+                    HStack {
+                        VStack(alignment: .leading, spacing: 2) {
+                            Text(count.displayName)
+                                .font(.system(size: 16, weight: .semibold))
+                                .foregroundStyle(.white)
+                            
+                            Text(count.description)
+                                .font(.system(size: 12))
+                                .foregroundStyle(.white.opacity(0.5))
+                        }
+                        
+                        Spacer()
+                        
+                        if selection == count {
+                            Image(systemName: "checkmark.circle.fill")
+                                .font(.system(size: 22))
+                                .foregroundStyle(.yellow)
+                        } else {
+                            Circle()
+                                .strokeBorder(Color.white.opacity(0.3), lineWidth: 2)
+                                .frame(width: 22, height: 22)
+                        }
+                    }
+                    .padding()
+                    .background(
+                        RoundedRectangle(cornerRadius: 10)
+                            .fill(selection == count ? Color.yellow.opacity(0.1) : Color.clear)
+                    )
+                    .overlay(
+                        RoundedRectangle(cornerRadius: 10)
+                            .strokeBorder(
+                                selection == count ? Color.yellow.opacity(0.5) : Color.white.opacity(0.1),
+                                lineWidth: 1
+                            )
+                    )
+                }
+                .buttonStyle(.plain)
+            }
+        }
+    }
+}
+
+/// Starting balance picker.
+struct BalancePicker: View {
+    @Binding var balance: Int
+    
+    private let options = [1_000, 5_000, 10_000, 25_000, 50_000, 100_000]
+    
+    var body: some View {
+        LazyVGrid(columns: [
+            GridItem(.flexible()),
+            GridItem(.flexible()),
+            GridItem(.flexible())
+        ], spacing: 10) {
+            ForEach(options, id: \.self) { amount in
+                Button {
+                    balance = amount
+                } label: {
+                    Text("$\(amount / 1000)K")
+                        .font(.system(size: 14, weight: .bold))
+                        .foregroundStyle(balance == amount ? .black : .white)
+                        .padding(.vertical, 12)
+                        .frame(maxWidth: .infinity)
+                        .background(
+                            RoundedRectangle(cornerRadius: 8)
+                                .fill(balance == amount ? Color.yellow : Color.white.opacity(0.1))
+                        )
+                }
+                .buttonStyle(.plain)
+            }
+        }
+    }
+}
+
+/// A toggle setting row.
+struct SettingsToggle: View {
+    let title: String
+    let subtitle: String
+    @Binding var isOn: Bool
+    
+    var body: some View {
+        Toggle(isOn: $isOn) {
+            VStack(alignment: .leading, spacing: 2) {
+                Text(title)
+                    .font(.system(size: 15, weight: .medium))
+                    .foregroundStyle(.white)
+                
+                Text(subtitle)
+                    .font(.system(size: 12))
+                    .foregroundStyle(.white.opacity(0.5))
+            }
+        }
+        .tint(.yellow)
+    }
+}
+
+/// Animation speed picker.
+struct SpeedPicker: View {
+    @Binding var speed: Double
+    
+    private let options: [(String, Double)] = [
+        ("Fast", 0.5),
+        ("Normal", 1.0),
+        ("Slow", 2.0)
+    ]
+    
+    var body: some View {
+        VStack(alignment: .leading, spacing: 8) {
+            Text("Dealing Speed")
+                .font(.system(size: 15, weight: .medium))
+                .foregroundStyle(.white)
+            
+            HStack(spacing: 8) {
+                ForEach(options, id: \.1) { option in
+                    Button {
+                        speed = option.1
+                    } label: {
+                        Text(option.0)
+                            .font(.system(size: 13, weight: .medium))
+                            .foregroundStyle(speed == option.1 ? .black : .white.opacity(0.7))
+                            .padding(.vertical, 8)
+                            .frame(maxWidth: .infinity)
+                            .background(
+                                Capsule()
+                                    .fill(speed == option.1 ? Color.yellow : Color.white.opacity(0.1))
+                            )
+                    }
+                    .buttonStyle(.plain)
+                }
+            }
+        }
+    }
+}
+
+/// Table limits picker for min/max bets.
+struct TableLimitsPicker: View {
+    @Binding var selection: TableLimits
+    
+    var body: some View {
+        VStack(spacing: 10) {
+            ForEach(TableLimits.allCases) { limit in
+                Button {
+                    selection = limit
+                } label: {
+                    HStack {
+                        VStack(alignment: .leading, spacing: 2) {
+                            Text(limit.displayName)
+                                .font(.system(size: 16, weight: .semibold))
+                                .foregroundStyle(.white)
+                            
+                            Text(limit.detailedDescription)
+                                .font(.system(size: 12))
+                                .foregroundStyle(.white.opacity(0.5))
+                        }
+                        
+                        Spacer()
+                        
+                        // Limits badge
+                        Text(limit.description)
+                            .font(.system(size: 12, weight: .bold, design: .rounded))
+                            .foregroundStyle(selection == limit ? .black : .yellow)
+                            .padding(.horizontal, 10)
+                            .padding(.vertical, 4)
+                            .background(
+                                Capsule()
+                                    .fill(selection == limit ? Color.yellow : Color.yellow.opacity(0.2))
+                            )
+                        
+                        if selection == limit {
+                            Image(systemName: "checkmark.circle.fill")
+                                .font(.system(size: 20))
+                                .foregroundStyle(.yellow)
+                        } else {
+                            Circle()
+                                .strokeBorder(Color.white.opacity(0.3), lineWidth: 2)
+                                .frame(width: 20, height: 20)
+                        }
+                    }
+                    .padding()
+                    .background(
+                        RoundedRectangle(cornerRadius: 10)
+                            .fill(selection == limit ? Color.yellow.opacity(0.1) : Color.clear)
+                    )
+                    .overlay(
+                        RoundedRectangle(cornerRadius: 10)
+                            .strokeBorder(
+                                selection == limit ? Color.yellow.opacity(0.5) : Color.white.opacity(0.1),
+                                lineWidth: 1
+                            )
+                    )
+                }
+                .buttonStyle(.plain)
+            }
+        }
+    }
+}
+
+#Preview {
+    SettingsView(settings: GameSettings()) { }
+}
+